4413 River Ridge Dr, Leesburg, FL 34748 Property Records

Lake County property record for 4413 River Ridge Dr, Leesburg, FL 34748

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,420 sqft · built 1996
Lot Size	0.177 acres (7,705 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Oct 2022)
Tax Bill	$3,594 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Aug 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-20-24-0231-000-08800`

Property Details

APN / Parcel Number

Primary APN	`25-20-24-0231-000-08800`
Alternative APNs	`242025023100008800` `3587677`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,420 sqft Living Area
Gross Area	2,020 sqft
1st Floor Area	1,420 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2023
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,705 sqft (0.177 acres)
Lot Dimensions	115 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed/Finished Porch
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3587677
Street Address	4413 RIVER RIDGE DR
City	LEESBURG
State	FL
Zip	34748-7856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LEESBURG THE PLANTATION AT LEESBURG GLEN EAGLE VILLAGE SUB LOT 88 PB 35 PGS 11-14 ORB 6044 PG 2410
Legal Range	24E
Legal Township	20S
Legal Section	25
Legal Subdivision	LEESBURG THE PLANTATION AT LEESBURG GLEN
Legal Tract	0231
Legal Lot Number	88
Jurisdiction	LAKE FL
Township / Civil Division	HOWEY-IN-THE-HILLS-OKAHUMPKA
Census Block Group	2
Census Block	2022
Census Tract	31106

Owner

4413 River Ridge Dr is owned and occupied by two individuals who acquired it in January 2026.

Source: Lake County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4413 RIVER RIDGE DR, LEESBURG, FL 34748-7856
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Aug 17, 2022	Warranty Deed, Transfer HOMELAND TITLE SERVICES INC
Jan 8, 2021	Warranty Deed, Transfer · FHA Mortgage PANORAMA MORTGAGE GROUP LLC
Jul 26, 2017	Warranty Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2022 · Amount on File
Deed Sale	Oct 27, 2022 · Amount on File
Prior Sale	Aug 17, 2022 · Amount on File
Deed Document Number	2022141572
Deed Book / Page	6044 / 2410
Last Transfer Date	Jan 19, 2026
Transfer Doc	0000009355
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 27, 2022
Property Address	4413 RIVER RIDGE DR, LEESBURG, FL 34748-7856
Document Number	0060442410
Book / Page	6044 / 2410
Map Reference	MB 35 PG 11-14
Instrument Date	Oct 18, 2022
Instrument	2022141572
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	INNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 490, LAKEWOOD, CA 90714-0490

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4413 RIVER RIDGE DR, LEESBURG, FL 34748-7856

Mortgage

Document Number	0060442412
Date	Oct 27, 2022
Instrument	6044/2412

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 17, 2022
Property Address	4413 RIVER RIDGE DR, LEESBURG, FL 34748-7856
Document Number	0060091539
Book / Page	6009 / 1539
Map Reference	MB 35 PG 11-14
Instrument Date	Jul 28, 2022
Instrument	2022111573
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	HOMELAND TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4413 RIVER RIDGE DR, LEESBURG, FL 34748-7856

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4413 RIVER RIDGE DR, LEESBURG, FL 34748-7856

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 8, 2021
Property Address	4413 RIVER RIDGE DR, LEESBURG, FL 34748-7856
Document Number	0056170374
Book / Page	5617 / 374
Map Reference	MB 35 PG 11-14
Instrument Date	Dec 31, 2020
Instrument	2021003627
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5436 W YEARLING DR, BEVERLY HILLS, FL 34465-4454

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4413 RIVER RIDGE DR, LEESBURG, FL 34748-7856

Mortgage

Document Number	0005617376
Date	Jan 8, 2021
Instrument	5617/376

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Mortgage

Document Number	0056170389
Date	Jan 8, 2021
Book Page	5617/389
Instrument	2021003629

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Non-Lending Institution
Address	LAS VEGAS, NV 89145

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2031

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 26, 2017
Property Address	4413 RIVER RIDGE DR, LEESBURG, FL 34748-7856
Document Number	0049770652
Book / Page	4977 / 0652
Map Reference	MB 35 PG 11-14
Instrument Date	Jul 17, 2017
Instrument	2017080019
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$952.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4907 LONG MEADOW DR, LEESBURG, FL 34748-7866

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,564 (-) Land $46,000 Building $167,564	$213,564 (-) Land $46,000 Building $167,564
2025		$213,564 Land $46,000 Building $167,564	$213,564 Land $46,000 Building $167,564
2024	$3,594.00 (+8.68%)
2023	$3,307.00 (+12.91%)	$203,822 (-)	$203,822 (-) Land $42,000 Building $161,822
2022	$2,929.00	$203,822	$203,822 Land $42,000 Building $161,822

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4413 River Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4413 River Ridge Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEESBURG/THE PLANTATION private · serves 5,141 people · EPA ID FL3354650
Water Source	Groundwater
Last State Inspection	Mar 2025
Also Mapped Here	CITY OF LEESBURG
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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