4413 Descent Ct, Sparks, NV 89436 Property Records

Washoe County property record for 4413 Descent Ct, Sparks, NV 89436

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,139 sqft · built 2008
Lot Size	0.249 acres (10,835 sqft)
Owner	2 Trust Names on File
Last Sale	$351,500 (Jul 2008)
Tax Bill	$3,520 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2026 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`526-551-02`

Property Details

APN / Parcel Number

Primary APN	`526-551-02`
Alternative APN	`202246`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,139 sqft Living Area
Gross Area	2,821 sqft
1st Floor Area	2,139 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Frame/Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Concrete
Lot Area	10,835 sqft (0.249 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	1,151 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4413 DESCENT CT
City	SPARKS
State	NV
Zip	89436-5421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NUD
Legal Description	FOOTHILLS AT WINGFIELD VLG 10 LOT 10-20
Legal Subdivision	FOOTHILLS AT WINGFIELD VLG 10
Legal Lot Number	10-20
Jurisdiction	WASHOE NV
Township / Civil Division	WARM SPRINGS-TRUCKEE CANYON
Census Block Group	1
Census Block	1002
Census Tract	3516

Owner

4413 Descent Ct is owner-occupied and held in a trust since September 2026.

Source: Washoe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	4413 DESCENT CT, SPARKS, NV 89436-5421
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Affidavit of Death of Trustee, Transfer · Line of Credit GRIFFIN FUNDING INC
Sep 22, 2026	Deed of Trust, Mortgage · Line of Credit GRIFFIN FUNDING INC
Apr 7, 2022	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Dec 3, 2021	Intrafamily Transfer, Transfer
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Feb 28, 2017	Deed of Trust, Mortgage · FHA Mortgage A LIMITED LIABILLITY CORPORATION
Oct 30, 2017	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT EQUITY MORTGAGE LLC
Dec 26, 2017	Deed of Trust, Mortgage · Line of Credit UNITED FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2008 · Amount on File
Deed Sale	Jul 10, 2008 · Amount on File
Deed Document Number	20083668085
Last Transfer Date	Sep 21, 2026
Transfer Doc	0005653148
Record Updated	Oct 29, 2026

September 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	WASHOE NV
Recording Date	Sep 22, 2026
Property Address	4413 DESCENT CT, SPARKS, NV 89436-5421
Document Number	0005653148
Instrument Date	Sep 21, 2026
Instrument	20265653148
Transaction Type	Transfer
Record Updated	Oct 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4413 DESCENT CT, SPARKS, NV 89436-5421
Investor	Possibly a Property Investor

Mortgage

Document Number	0005653148,
Date	Sep 22, 2026
Instrument	20265653148

Lender

Name	GRIFFIN FUNDING INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 15, 2046

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Recording Date	Sep 22, 2026
Property Address	4413 DESCENT CT, SPARKS, NV 89436-5421
Document Number	0005653149
Instrument Date	Sep 15, 2026
Instrument	20265653149
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	SERVICELINK, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	4413 DESCENT CT, SPARKS, NV 89436-5421
Investor	Possibly a Property Investor

Mortgage

Document Number	0005653149,
Date	Sep 22, 2026
Instrument	20265653149

Lender

Name	GRIFFIN FUNDING INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 15, 2046

Interest

Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	4413 DESCENT CT, SPARKS, NV 89436-5421
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005292525
Date	Apr 7, 2022
Instrument	5292525

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHOE NV
Recording Date	Dec 3, 2021
Property Address	4413 DESCENT CT, SPARKS, NV 89436-5421
Document Number	0005254717
Map Reference	FILE 3377427
Instrument Date	Dec 2, 2021
Instrument	5254717
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4413 DESCENT CT, SPARKS, NV 89436-5421

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	4413 DESCENT CT, SPARKS, NV 89436-5421
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4413 DESCENT CT, SPARKS, NV 89436-5421

Mortgage

Document Number	0005213978
Date	Aug 11, 2021
Instrument	5213978

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	4413 DESCENT CT, SPARKS, NV 89436-5421
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4413 DESCENT CT, SPARKS, NV 89436-5421

Mortgage

Document Number	0005146457
Date	Feb 25, 2021
Instrument	5146457

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	4413 DESCENT CT, SPARKS, NV 89436-5421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004683552
Date	Feb 28, 2017
Instrument	4683552

Lender

Name	A LIMITED LIABILLITY CORPORATION
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 2, 2047

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	4413 DESCENT CT, SPARKS, NV 89436-5421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004757846
Date	Oct 30, 2017
Instrument	4757846

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	4413 DESCENT CT, SPARKS, NV 89436-5421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004774903
Date	Dec 26, 2017
Instrument	4774903

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 4413 Descent Ct was $3,520, up 3% from the year before.

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Sparks City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,520.00 (+2.98%)	$166,945 (-0.85%) Land $44,065 Building $122,880
2025	$3,418.00	$168,382 Land $43,925 Building $124,457	$481,090 Land $125,500 Building $355,590
2023	$3,224.00	$161,512 Land $43,295 Building $118,217	$461,462 Land $123,700 Building $337,762
2021			$359,590 Land $81,000 Building $278,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4413 Descent Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4413 Descent Ct is high, ranking above 82% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 59% of Nevada
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

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