4413 Cambridge St, Montclair, CA 91763 Property Records

San Bernardino County property record for 4413 Cambridge St, Montclair, CA 91763

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,189 sqft · built 1962
Lot Size	0.195 acres (8,494 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Jun 2019)
Tax Bill	$5,152 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1009-192-05-0000`

Property Details

APN / Parcel Number

Primary APN	`1009-192-05-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,189 sqft Living Area
Gross Area	1,529 sqft
1st Floor Area	1,189 sqft
Family Room	Family Room

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	8,494 sqft (0.195 acres)
Lot Dimensions	137 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	340 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4413 CAMBRIDGE ST
City	MONTCLAIR
State	CA
Zip	91763-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4696 LOT 19 EX S 3 FT THEREOF
Legal Subdivision	TRACT NO 4696
Legal Tract	4696
Legal Block	1
Legal Lot Number	19
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1004
Census Tract	203

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4413 CAMBRIDGE ST, MONTCLAIR, CA 91763-2104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit OPERATING ENGINEERS LOCAL UNION #3 FCU
Feb 24, 2020	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Nov 2, 2020	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Jun 11, 2019	Grant Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Aug 31, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2019 · Amount on Record
Deed Sale	Jun 11, 2019 · Amount on Record
Prior Sale	May 8, 2014 · Amount on Record
Deed Document Number	2019191094
Prior Transfer Date	Aug 24, 2017
Prior Transfer Doc	0000357704
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4413 CAMBRIDGE ST, MONTCLAIR, CA 91763-2104
Transaction Type	Mortgage
Record Updated	Oct 8, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4413 CAMBRIDGE ST, MONTCLAIR, CA 91763-2104

Mortgage

Document Number	0000440974
Date	Sep 28, 2021
Instrument	2021-0440974

Lender

Name	OPERATING ENGINEERS LOCAL UNION #3 FCU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4413 CAMBRIDGE ST, MONTCLAIR, CA 91763-2104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064445
Date	Feb 24, 2020
Instrument	2020-0064445

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4413 CAMBRIDGE ST, MONTCLAIR, CA 91763-2104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4413 CAMBRIDGE ST, MONTCLAIR, CA 91763-2104

Mortgage

Document Number	0000428496
Date	Nov 2, 2020
Instrument	2020-0428496

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 11, 2019
Property Address	4413 CAMBRIDGE ST, MONTCLAIR, CA 91763-2104
Document Number	0000191094
Map Reference	MB 81 PG 94&95
Instrument Date	May 22, 2019
Instrument	2019-0191094
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4413 CAMBRIDGE ST, MONTCLAIR, CA 91763-2104

Mortgage

Document Number	0000191095
Date	Jun 11, 2019
Instrument	2019-0191095

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 31, 2017
Property Address	4413 CAMBRIDGE ST, MONTCLAIR, CA 91763-2104
Document Number	0000357704
Map Reference	MB81 PG94&95
Instrument Date	Aug 24, 2017
Instrument	2017-0357704
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4413 CAMBRIDGE ST, MONTCLAIR, CA 91763-2104

Mortgage

Document Number	0000357705
Date	Aug 31, 2017
Instrument	2017-0357705

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Montclair City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$477,887 (+2%) Land $167,260 Building $310,627
2025	$5,152.00 (+5.29%) Homeowner's exemption	$468,516 (+4.04%) Land $163,980 Building $304,536
2023	$4,893.00 (+1.33%) Homeowner's exemption	$450,324 Land $157,613 Building $292,711
2022	$4,829.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTE VISTA WD serves 56,390 people · EPA ID CA3610029
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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