4412 Willow Hammock Dr, Palmetto, FL 34221 Property Records

Manatee County property record for 4412 Willow Hammock Dr, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,997 sqft · built 2019
Lot Size	0.115 acres (5,035 sqft)
Owner	Individual Name on Record
Last Sale	$227,990 (Aug 2019)
Tax Bill	$5,893 (2024)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7450.3045-9`

Property Details

APN / Parcel Number

Primary APN	`7450.3045-9`
Alternative APN	`341804745030459`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,997 sqft Living Area
Gross Area	2,486 sqft
1st Floor Area	754 sqft

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,035 sqft (0.115 acres)
Terrain	Low
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	341804745030459
Street Address	4412 WILLOW HAMMOCK DR
City	PALMETTO
State	FL
Zip	34221-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 185, SILVERSTONE SOUTH PI #7450.3045/9
Legal Range	18E
Legal Township	34S
Legal Section	04
Legal Subdivision	SILVERSTONE SOUTH
Legal Tract	745207
Legal Lot Number	185
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	4
Census Block	4001
Census Tract	1904

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4412 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Aug 14, 2019	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2019 · Amount on Record
Deed Sale	Aug 14, 2019 · Amount on Record
Deed Document Number	201941080283
Deed Book / Page	2796 / 7909
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4412 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2814
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4412 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2814

Mortgage

Document Number	0041119015
Date	Sep 22, 2022
Instrument	202241119015

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Sep 1, 2049

August 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Aug 14, 2019
Property Address	4412 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2814
Document Number	0027967909
Book / Page	2796 / 7909
Map Reference	MB 63 PG 115
Instrument Date	Aug 12, 2019
Instrument	201941080283
Transaction Type	Subdivision Related Transfer
Record Updated	May 13, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,596.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12602 TELECOM DR # 100, 12602, TEMPLE TERRACE, FL 33637-0935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4412 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2814

Mortgage

Document Number	27967910
Date	Aug 14, 2019
Instrument	2796-7910

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$320,961 (-15.61%) Land $25,500 Building $295,461	$320,961 (-15.61%) Land $25,500 Building $295,461
2024	$5,893.00 (-4.3%)
2023	$6,158.00 (+8.36%)	$380,343 (+16.18%) Land $25,500 Building $354,843	$380,343 (+16.18%) Land $25,500 Building $354,843
2022	$5,683.00	$327,365 Land $25,000 Building $302,365	$327,365 Land $25,000 Building $302,365

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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