Osceola County property record for 4412 Teka Ln, Saint Cloud, FL 34772
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 1,516 sqft · built 1989 |
| Lot Size | 0.184 acres (8,015 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $127,900 (Dec 2005) |
| Tax Bill | $579 (2025) |
| Deeds & Mortgages | Sep 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-26-30-0775-000C-0070 |
| Primary APN | 16-26-30-0775-000C-0070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,516 sqft Living Area |
| Gross Area | 2,002 sqft |
| 1st Floor Area | 1,516 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,015 sqft (0.184 acres) |
| Lot Dimensions | 103 ft deep x 86 ft wide |
| Garage Type | Carport |
| Garage Area | 523 sqft |
| Carport | Carport |
| Carport Area | 523 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Vinyl Porch |
| Porch Area | 288 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4412 TEKA LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8819 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | SPUD |
| Legal Description | TEKA VILLAGE PHASE 1 PB 5 PG 184 BLK C LOT 7 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 16 |
| Legal Subdivision | TEKA VLG PH 1 |
| Legal Phase | 1 |
| Legal Tract | 775 |
| Legal Block | C |
| Legal Lot Number | 7 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 43208 |
Source: Osceola County records, as of August 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4412 TEKA LN, SAINT CLOUD, FL 34772-8819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2005 · Amount on Record |
| Deed Sale | Dec 12, 2005 · Amount on Record |
| Deed Document Number | 2005273411 |
| Deed Book / Page | 2993 / 611 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4412 TEKA LN, SAINT CLOUD, FL 34772-8819 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4412 TEKA LN, SAINT CLOUD, FL 34772-8819 |
| Document Number | 0060372910 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 6037/2910 |
| Instrument | 2021138515 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 899 Months |
| Due | Aug 27, 2096 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $579.00 (+1.94%) Homeowner's exemption | $74,198 (+5.99%) | $178,800 (+7.84%) Land $48,000 Building $130,800 |
| 2024 | $568.00 (+0.71%) | ||
| 2023 | $564.00 Homeowner's exemption | $70,007 | $165,800 Land $35,000 Building $130,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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