4412 Soundside Dr, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 4412 Soundside Dr, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 4,043 sqft · built 2003
Lot Size	0.725 acres (31,581 sqft)
Owner	2 Individual Names on File
Last Sale	$840,000 (Feb 2018)
Tax Bill	$9,237 (2024)
Deeds & Mortgages	Nov 2020 Transfer Feb 2020 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`34-2S-28-0000-00220-0000`

Property Details

APN / Parcel Number

Primary APN	`34-2S-28-0000-00220-0000`
Alternative APN	`S282340000002200000`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,043 sqft Living Area
Gross Area	5,786 sqft
1st Floor Area	4,043 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Material	Tile
Lot Area	31,581 sqft (0.725 acres)
Lot Dimensions	260 ft deep x 123 ft wide
Garage Type	Attached
Garage Area	806 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	1,381 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4412 SOUNDSIDE DR
City	GULF BREEZE
State	FL
Zip	32563-9100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DESCRIPTION UPDATED FOR 2021 COM SE CORN SW4 OF SECTION 27 TOWNSHIP 2 SOUTH RANGE 28 WEST & BEING THE SW CORN LOT 88 BLK A SANTA ROSA SHORE EAST THN N89148E 1050.89 FT THN S004552E 120 FT TO POB & CONT 250.31 FT TO N R/W SOUNDSIDE DR THN S68*0621
Legal Range	28W
Legal Township	2S
Legal Section	34
Legal Block	A
Legal Lot Number	88
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	4
Census Block	4007
Census Tract	10814

Owner

Source: Santa Rosa County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4412 SOUNDSIDE DR, GULF BREEZE, FL 32563-9100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 3, 2020	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Feb 3, 2020	Deed of Trust, Mortgage NAVY FCU
Feb 7, 2018	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 7, 2018 · Amount on Record
Deed Sale	Feb 7, 2018 · Amount on Record
Prior Sale	Jul 10, 2008 · Amount on Record
Deed Document Number	20184754
Deed Book / Page	3700 / 528
Last Transfer Date	Oct 8, 2020
Transfer Doc	0040302018
Record Updated	Jun 8, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 17, 2020
Property Address	4412 SOUNDSIDE DR, GULF BREEZE, FL 32563-9100
Document Number	0040302018
Book / Page	004030 / 002018
Instrument Date	Oct 8, 2020
Instrument	61658
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4412 SOUNDSIDE DR GULF BREEZE FL 325639100, GULF BREEZE, FL 32563-9100

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4412 SOUNDSIDE DR, GULF BREEZE, FL 32563-9100
Document Number	0039171007
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4412 SOUNDSIDE DR GULF BREEZE FL 325639100, GULF BREEZE, FL 32563-9100

Mortgage

Document Number	0039171007
Date	Feb 10, 2020
Book Page	003917/001007
Instrument	6430

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 9, 2060

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4412 SOUNDSIDE DR, GULF BREEZE, FL 32563-9100
Document Number	0039170990
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4412 SOUNDSIDE DR GULF BREEZE FL 325639100, GULF BREEZE, FL 32563-9100

Mortgage

Document Number	0039170990
Date	Feb 10, 2020
Book Page	003917/000990
Instrument	6429

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 7, 2018
Property Address	4412 SOUNDSIDE DR, GULF BREEZE, FL 32563-9100
Document Number	0037000528
Book / Page	3700 / 0528
Instrument Date	Feb 4, 2018
Instrument	201804754
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4412 SOUNDSIDE DR, 4412, GULF BREEZE, FL 32563-9100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 MEADOWOOD LN, WARMINSTER, PA 18974-2506

Mortgage

Document Number	0201804755
Date	Feb 7, 2018
Instrument	201804755

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$789,302 (+2.9%)	$1,138,306 (+7.87%) Land $180,000 Building $958,306
2024	$9,237.00 (-6.64%) Homeowner's exemption	$767,057 (+3%)	$1,055,264 (+7.17%) Land $180,000 Building $875,264
2023	$9,894.00 (+3.04%) Homeowner's exemption	$744,716 (+3.7%)	$984,687 (+16.11%) Land $115,000 Building $869,687
2022	$9,602.00 Homeowner's exemption	$718,171	$848,042 Land $95,000 Building $753,042

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 343 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	343 in force
Nearby Flood Claims	418 (1995–2024)
Claims Outside the SFHA	108 of 418
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 39 claims Hurricane Frances, Sep 2004 · 218 claims Hurricane Opal, Oct 1995 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Soundside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures