4412 Pine St, Ashland, KY 41102 Property Records

Boyd County property record for 4412 Pine St, Ashland, KY 41102

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,244 sqft
Lot Size	0.68 acres (29,652 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Sep 2021)
Tax Bill	$476 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023-06-03-001.00`

Property Details

APN / Parcel Number

Primary APN	`023-06-03-001.00`
Alternative APN	`776571`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,244 sqft Living Area
Gross Area	336 sqft
Basement Area	1,148 sqft
Finished Basement	1,148 sqft

Exterior

Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,652 sqft (0.68 acres)
Garage Type	Attached
Garage Area	24 sqft
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	776571
Street Address	4412 PINE ST
City	ASHLAND
State	KY
Zip	41102-9158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	230X130X95X134.08X145 GARFIELD HEIGHTS SUBDIVISION
Legal Subdivision	GARFIELD HEIGHTS SUBITION
Legal Tract	1
Jurisdiction	BOYD KY
Township / Civil Division	ASHLAND
Census Block Group	4
Census Block	4035
Census Tract	30900

Owner

Source: Boyd County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4412 PINE ST, ASHLAND, KY 41102-9158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2019	Deed of Trust, Mortgage · FmHA Mortgage KENTUCKY FARMERS BANK CORP
Sep 7, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SUPPLIERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2021 · Amount on Record
Deed Sale	Sep 7, 2021 · Amount on Record
Deed Document Number	202110004466
Deed Book / Page	831 / 705
Prior Transfer Date	Nov 22, 2011
Prior Transfer Doc	000741/458
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	4412 PINE ST, ASHLAND, KY 41102-9158
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2931 LUCILLE ST, ASHLAND, KY 41102-4473

Mortgage

Document Number	0M1398/387
Date	Feb 1, 2019
Book Page	M1398/387
Instrument	9811548

Lender

Name	KENTUCKY FARMERS BANK CORP
Type	Bank
Address	ASHLAND, KY 41102

Agreement

Type	FmHA Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 17, 2029

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOYD KY
Recording Date	Sep 7, 2021
Property Address	4412 PINE ST, ASHLAND, KY 41102-9158
Document Number	000831/705
Book / Page	831 / 705
Instrument Date	Aug 25, 2021
Instrument	10004466
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	TITLE SUPPLIERS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$65.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2931 LUCILLE ST, 2931, ASHLAND, KY 41102-4473

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4412 PINE ST, ASHLAND, KY 41102-9158
Investor	Possibly a Property Investor

Mortgage

Document Number	0010004467
Date	Sep 7, 2021
Instrument	10004467

Lender

Name	MORTGAGE SUPPLIERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Boyd County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Unified School District	Boyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$476.00 (-7.03%) Homeowner's exemption Disabled Person's exemption	$80,000 (-) Land $10,000 Building $70,000	$80,000 (-) Land $10,000 Building $70,000
2023	$512.00 Homeowner's exemption Disabled Person's exemption	$80,000 Land $10,000 Building $70,000	$80,000 Land $10,000 Building $70,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	21 (1996–2020)
Claims Outside the SFHA	8 of 21
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2011 · 2 claims Severe Storms And Flooding, Mar 2002 · 5 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Armstrong Cable	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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