4412 Joliet Ave, Lyons, IL 60534 Property Records

Cook County property record for 4412 Joliet Ave, Lyons, IL 60534

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,296 sqft · built 1951
Lot Size0.132 acres (5,750 sqft)
OwnerIndividual Name on File
Last Sale$191,000 (Oct 2020)
Tax Bill$5,348 (2023)
Deeds & MortgagesOct 2025 Line of Credit
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-02-405-082

Property Details

APN / Parcel Number

Primary APN18-02-405-082
Alternative APN
  • 18-02-405-082-0000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,296 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area5,750 sqft (0.132 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water

Location & Zoning

Street Address4412 JOLIET AVE
CityLYONS
StateIL
Zip60534-1518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range12E
Legal Township38N
Legal Section02
Legal SubdivisionE A CUMMINGS
Legal Lot Number101
JurisdictionCOOK IL
Township / Civil DivisionLYONS
Census Block Group3
Census Block3051
Census Tract819200

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4412 JOLIET AVE, LYONS, IL 60534-1518
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Oct 7, 2020Warranty Deed, Transfer · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2020 · Amount on File
Deed SaleOct 7, 2020 · Amount on File
Prior SaleJan 13, 2006 · Amount on File
Deed Document Number202016340
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address4412 JOLIET AVE, LYONS, IL 60534-1518
Transaction TypeMortgage
Record UpdatedOct 20, 2025
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0027410021
DateOct 1, 2025
Instrument2527410021
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueSep 18, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateOct 7, 2020
Property Address4412 JOLIET AVE, LYONS, IL 60534-1518
Document Number2028116340
Instrument DateJul 27, 2020
Instrument28116340
Transaction TypeTransfer
Record UpdatedOct 28, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$191.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4412 JOLIET AVE LYONS IL 605341518, LYONS, IL 60534-1518

Mortgage

Document Number2028116341
DateOct 7, 2020
Instrument28116341
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 6, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionLyons Township
MunicipalityLyons Village
Elementary School DistrictLyons School District 103 (PK - 08)
Secondary School DistrictJ. Sterling Morton High School District 201 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,000 (+29.54%) Land $3,306 Building $17,694$210,000 (+29.54%) Land $33,060 Building $176,940
2023$5,348.00 (+15.11%)
2022$4,646.00 Homeowner's exemption$16,211 Land $2,875 Building $13,336$162,110 Land $28,750 Building $133,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims83 (1982–2024)
Claims Outside the SFHA14 of 83
Most Recent ClaimJul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 17 claims
  • Severe Storms And Flooding, Jul 2010 · 34 claims
  • Severe Storms & Flooding, Aug 1987 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYONS
serves 10,304 people · EPA ID IL0311710
Water SourcePurchased surface water from MC COOK
Last State InspectionDec 2024
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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