Burke County property record for 4412 Cross Dr, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,500 sqft · built 1974 |
| Lot Size | 2.7 acres (117,612 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $787 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2730421825 |
| Primary APN | 2730421825 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Flooring | Carpet |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Metal |
| Lot Area | 117,612 sqft (2.7 acres) |
| Porch | Slab |
| Porch Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4412 CROSS DR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-9420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL MIXE |
| Legal Description | 4412 CROSS DR MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | LOWER FORK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 21203 |
4412 Cross Dr is owned and occupied by two individuals.
Source: Burke County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4412 CROSS DR, MORGANTON, NC 28655-9420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 4412 Cross Dr was $787, up 0.6% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $787.00 (+0.64%) | $103,764 (-) Land $12,460 Building $91,304 | $103,764 (-) Land $12,460 Building $91,304 |
| 2025 | $782.00 | $103,764 Land $12,460 Building $91,304 | $103,764 Land $12,460 Building $91,304 |
| 2023 | $783.00 | $103,764 Land $12,460 Building $91,304 | $103,764 Land $12,460 Building $91,304 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4412 Cross Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4412 Cross Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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