4412 28th St, Lubbock, TX 79410 Property Records

Lubbock County property record for 4412 28th St, Lubbock, TX 79410

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,261 sqft · built 1973
Lot Size	0.19 acres (8,301 sqft)
Owner	2 Individual Names on Record
Tax Bill	$893 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R41735`

Property Details

APN / Parcel Number

Primary APN	`R41735`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,261 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	8,301 sqft (0.19 acres)
Lot Dimensions	114 ft deep x 72.5 ft wide
Garage Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4412 28TH ST
City	LUBBOCK
State	TX
Zip	79410-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	BENDER TERRACE E40'OF L 63 & W32.5'OF 64
Legal Subdivision	BENDER TERRACE
Legal Lot Number	640
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2006
Census Tract	1601

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4412 28TH ST, LUBBOCK, TX 79410-1713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE CU
Jul 29, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2005
Deed Sale	Aug 17, 2005
Deed Document Number	2005-35341
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4412 28TH ST, LUBBOCK, TX 79410-1713
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	HUB CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053124
Date	Oct 15, 2021
Instrument	2021053124

Lender

Name	ALLIANCE CU
Type	Credit Union
Address	LUBBOCK, TX 79424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4412 28TH ST, LUBBOCK, TX 79410-1713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WEST TEXAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028876
Date	Jul 29, 2019
Instrument	2019028876

Lender

Name	CITY BANK
Type	Bank
Address	LUBBOCK, TX 79407

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$893.00 (+2.41%) Homeowner's exemption	$224,026 (+18.69%) Land $30,000 Building $204,588	$234,588 (+15.6%) Land $30,000 Building $204,588
2024	$872.00 (+0.69%)
2023	$866.00 (-42.38%) Homeowner's exemption	$188,745 Land $15,225 Building $187,707	$202,932 Land $15,225 Building $187,707
2022	$1,503.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1983–2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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