4411 E Oregon Rd, Elk, WA 99009 Property Records

Spokane County property record for 4411 E Oregon Rd, Elk, WA 99009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,915 sqft · built 2007
Lot Size	4.8 acres (209,088 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,180 (Jan 2013)
Tax Bill	$5,325 (2026)
Deeds & Mortgages	Dec 2023 Second Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39023.9015`

Property Details

APN / Parcel Number

Primary APN	`39023.9015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,915 sqft Living Area
Gross Area	2,731 sqft
1st Floor Area	1,915 sqft
Upper Floors Area	878 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	209,088 sqft
Garage Type	Attached
Garage Area	585 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	231 sqft
Patio Area	471 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	4411 E OREGON RD
City	ELK
State	WA
Zip	99009-8805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	02-29-43 E1/2 OF S1/2 OF W1/2 OF SW1/4 OF SW1/4 EXC RD
Legal Range	43
Legal Township	29
Legal Section	02
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	4
Census Block	4002
Census Tract	10304

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4411 E OREGON RD, ELK, WA 99009-8805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Aug 7, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 16, 2019	Deed of Trust, Mortgage · VA Mortgage GO DIRECT LENDERS
Feb 23, 2019	Deed of Trust, Mortgage · VA Mortgage GO DIRECT LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2013 · Amount on Record
Deed Sale	Jan 30, 2013 · Amount on Record
Prior Sale	Mar 21, 2007 · Amount on Record
Deed Document Number	20136172050
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4411 E OREGON RD, ELK, WA 99009-8805
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007326434
Date	Dec 28, 2023
Instrument	7326434

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2044

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4411 E OREGON RD, ELK, WA 99009-8805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006952927
Date	Aug 7, 2020
Instrument	6952927

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4411 E OREGON RD, ELK, WA 99009-8805
Document Number	0006866312
Instrument Date	Nov 16, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	MERIDIAN NATIONAL TITLE, MERIDIAN NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4411 E OREGON RD ELK WA 990098805, ELK, WA 99009-8805

Mortgage

Document Number	0006866312
Date	Nov 21, 2019
Instrument	6866312

Lender

Name	GO DIRECT LENDERS
Address	ENCINO, CA 91316

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4411 E OREGON RD, ELK, WA 99009-8805
Document Number	0006784823
Instrument Date	Feb 23, 2019
Transaction Type	Mortgage
Record Updated	Mar 20, 2019
Title Company	MERIDIAN NATIONAL TITLE, MERIDIAN NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4411 E OREGON RD ELK WA 990098805, ELK, WA 99009-8805

Mortgage

Document Number	0006784823
Date	Feb 28, 2019
Instrument	6784823

Lender

Name	GO DIRECT LENDERS
Address	ENCINO, CA 91316

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2049

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,325.00 (+17.71%)	$656,400 (+25.92%) Land $110,400 Building $546,000	$656,400 (+25.92%) Land $110,400 Building $546,000
2025	$4,524.00 (+10.91%)
2024		$521,300 (+40.44%) Land $64,000 Building $457,300	$521,300 (+40.44%) Land $64,000 Building $457,300
2023	$4,079.00 (+17.01%)	$371,200 Land $34,200 Building $337,000	$371,200 Land $34,200 Building $337,000
2022	$3,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 61% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wind Wireless Fixed Wireless	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10
Ziply Fiber Fixed Wireless	10 / 1

May also be available: KnightCom.

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