Jefferson County property record for 4411 Cedar Tree Ln, De Soto, MO 63020
| Property Type | Single Family Home |
|---|---|
| Details | 2,657 sqft · built 2019 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,900 (Mar 2016) |
| Tax Bill | $5,581 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-1.1-11.0-4-001-019.06 |
| Primary APN | 24-1.1-11.0-4-001-019.06 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,657 sqft Living Area |
| Gross Area | 3,329 sqft |
| 1st Floor Area | 2,657 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Frame |
| Lot Area | 435,600 sqft |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Street Address | 4411 CEDAR TREE LN |
|---|---|
| City | DE SOTO |
| State | MO |
| Zip | 63020-3738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW1/4 SE1/4 |
| Legal Range | 4E |
| Legal Township | 39N |
| Legal Section | 11 |
| Legal Block | 2 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | VALLE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 701401 |
4411 Cedar Tree Ln is owned and occupied by two individuals who bought it in March 2016.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4411 CEDAR TREE LN, DE SOTO, MO 63020-3738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK |
| Apr 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Sep 18, 2018 | Quit Claim Deed, Mortgage OZARKS FED'L S&L ASSN |
| Jun 20, 2018 | Deed of Trust, Mortgage OZARKS FED'L S&L ASSN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2016 · Amount on File |
| Deed Sale | Mar 29, 2016 · Amount on File |
| Deed Document Number | 20168641 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 4411 CEDAR TREE LN, DE SOTO, MO 63020-3738 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 4411 CEDAR TREE LN, DE SOTO, MO 63020-3738 |
| Document Number | 0000026399 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 2025R-026399 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | DE SOTO, MO 63020 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 4411 CEDAR TREE LN, DE SOTO, MO 63020-3738 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021R015538 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 2021R-015538 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Sep 18, 2018 |
| Property Address | 4411 CEDAR TREE LN, DE SOTO, MO 63020-3738 |
| Document Number | 0000028357 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 28357 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4901 MILLER LN DE SOTO MO 630204080, DE SOTO, MO 63020-4080 |
| Document Number | 28358 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 28358 |
| Name | OZARKS FED'L S&L ASSN |
|---|---|
| Address | FARMINGTON, MO 63640 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Sep 17, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 4411 CEDAR TREE LN, DE SOTO, MO 63020-3738 |
| Document Number | 0000018545 |
| Instrument Date | Jun 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13955 SPRINGDALE RD DE SOTO MO 630204051, DE SOTO, MO 63020-4051 |
| Document Number | 0000018545 |
|---|---|
| Date | Jun 21, 2018 |
| Instrument | 18545 |
| Name | OZARKS FED'L S&L ASSN |
|---|---|
| Address | FARMINGTON, MO 63640 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 4411 Cedar Tree Ln was $5,581.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Elementary School District | Sunrise R-IX School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,200 (-) Land $5,600 Building $72,600 | $411,300 Land $29,400 Building $381,900 | |
| 2025 | $5,581.00 | $78,200 Land $5,600 Building $72,600 | |
| 2024 | $411,300 (+10.21%) Land $29,400 Building $381,900 | ||
| 2023 | $5,049.00 | $70,900 Land $5,600 Building $65,300 | $373,200 Land $29,400 Building $343,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4411 Cedar Tree Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2003–2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2013 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4411 Cedar Tree Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Aptitude Internet Fiber | 10,000 / 10,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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