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44102 Kelsa Anne Loop, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 44102 Kelsa Anne Loop, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,678 sqft · built 2024
Lot Size0.165 acres (7,193 sqft)
OwnerIndividual Name on Record
Last Sale$402,200 (Mar 2024)
Tax Bill$3,526 (2024)
Deeds & MortgagesJul 2023 Construction Loan
Mar 2024 Sale
Flood ZoneZone X (minimal risk)
APN42-26-21-200-229

Property Details

APN / Parcel Number

Primary APN42-26-21-200-229

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,678 sqft Living Area
Gross Area2,239 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2024
Exterior MaterialComposition/Composite
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,193 sqft (0.165 acres)
View / LotWater
DrivewayDriveway
Driveway Area320 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address44102 KELSA ANNE LOOP
CityPUNTA GORDA
StateFL
Zip33982-6169
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBOZD
Legal DescriptionCV2 001 0000 6061 BABCOCK RANCH COMMUNITY VILLAGE II PHASE 1 LOT 6061 3286305 3376826
Legal SubdivisionBABCOCK RANCH
Legal Phase1
Legal Lot Number6061
Legal UnitY
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1064
Census Tract10100

Owner

Source: Charlotte County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address44102 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6169
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 5, 2023Deed of Trust, Mortgage · Construction Mortgage
FIFTH THIRD BANK NA
Mar 4, 2024Special Warranty Deed, Subdivision Related Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2024 · Amount on Record
Deed SaleMar 4, 2024 · Amount on Record
Deed Document Number3376826
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address44102 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6169
Transaction TypeMortgage
Record UpdatedDec 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003286306
DateJul 5, 2023
Instrument3286306
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressELLICOTT CITY, MD 21042
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term13 Months
DueAug 1, 2024

March 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHARLOTTE FL
Recording DateMar 4, 2024
Property Address44102 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6169
Document Number0003376826
Map ReferenceMB 26 PG 13A-13Q
Instrument DateFeb 29, 2024
Instrument3376826
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 11, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
Tax$2,815.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16990 TELEGRAPH ST, BABCOCK RANCH, FL 33982

Transferred To (Grantee/Buyer)

NameVerified Name
Address44102 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6169

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Disabled Person's exemption Veteran's exemption$329,210$391,947 Land $99,500 Building $292,447
2024$3,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 518 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies870 units insured
incl. 352 condo units
Nearby Flood Claims11 (1995–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 86% of the US · above 78% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN AND COUNTRY UTILITY
private · serves 13,427 people · EPA ID FL5084116
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		940 / 940
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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