44101 Stony Gap Rd, Albemarle, NC 28001 Property Records

Stanly County property record for 44101 Stony Gap Rd, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 1976
Lot Size	1.91 acres (83,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,547 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Sep 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`655704944618`

Property Details

APN / Parcel Number

Primary APN	`655704944618`
Alternative APNs	`655704942497` `1494001` `1554274` `16590`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,820 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Foundation Type	Masonry
Lot Area	83,200 sqft (1.91 acres)
Porch	Porch
Porch Area	144 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1554274
Street Address	44101 STONY GAP RD
City	ALBEMARLE
State	NC
Zip	28001-8108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 44101 STONY GAP RD 655700083
Jurisdiction	STANLY NC
Township / Civil Division	SOUTH ALBEMARLE
Census Block Group	3
Census Block	3027
Census Tract	931002

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44101 STONY GAP RD, ALBEMARLE, NC 28001-8108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 9, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 2, 2025
Transfer Doc	0000480826
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Feb 27, 2026
Property Address	44101 STONY GAP RD, ALBEMARLE, NC 28001-8108
Document Number	0000485528
Book / Page	1910 / 1369
Map Reference	MB 33 PG 139
Instrument Date	Feb 16, 2026
Instrument	485528
Transaction Type	Transfer
Record Updated	May 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44163 STONY GAP RD, ALBEMARLE, NC 28001-8108

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	44101 STONY GAP RD, ALBEMARLE, NC 28001-8108

Mortgage

Document Number	0000485529
Date	Feb 27, 2026
Instrument	485529

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANLY NC
Recording Date	Sep 9, 2025
Property Address	44101 STONY GAP RD, ALBEMARLE, NC 28001-8108
Document Number	0000480826
Book / Page	1893 / 1445
Instrument Date	Jul 2, 2025
Instrument	480826
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44163 STONY GAP RD, ALBEMARLE, NC 28001-8108

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,547.00 (-14.72%)	$234,424 (-14.72%) Land $35,690 Building $198,734	$234,424 (-14.72%) Land $35,690 Building $198,734
2025	$1,814.00 (+25.02%)	$274,889 (+43.89%) Land $76,155 Building $198,734	$274,889 (+43.89%) Land $76,155 Building $198,734
2023	$1,451.00	$191,045 Land $50,972 Building $140,073	$191,045 Land $50,972 Building $140,073

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	100 / 20
AT&T Fixed Wireless	25 / 3
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: T-Mobile.

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