Lane County property record for 4410 Spruce St, Florence, OR 97439 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,210 sqft · built 1966 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Oct 2017) |
| Tax Bill | $2,369 (2025) |
| Deeds & Mortgages | Jan 2017 Line of Credit Jan 2017 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-12-14-31-08300-000 |
| Primary APN | 18-12-14-31-08300-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,210 sqft Finished Area |
| 1st Floor Area | 869 sqft |
| 2nd Floor Area | 341 sqft |
| Attic Area | 341 sqft |
| Year Built | Built 1966 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 235 ft deep x 97 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Baseboard |
|---|
| Account Number | 0783215 |
|---|---|
| Street Address | 4410 SPRUCE ST |
| City | FLORENCE |
| State | OR |
| Zip | 97439-8823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD:PACIFIC PINES SEC/TWN/RNG/MER:SEC 14 TWN 18 RNG 12 |
| Legal Range | 12W |
| Legal Township | 18S |
| Legal Section | 14 |
| Legal Quarter | SW |
| Quarter-Quarter Section | NE |
| Legal Subdivision | PACIFIC PINES |
| Legal Lot Number | 8300 |
| Jurisdiction | LANE OR |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 707 |
Source: Lane County records · APN 18-12-14-31-08300-000
Assessment roll updated September 30, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 770, FLORENCE, OR 97439-0031 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 03, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jan 09, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Aug 30, 2019 | Deed of Trust, Mortgage · Commercial Mortgage BANNER BANK |
| Feb 10, 2020 | Quit Claim Deed, Transfer CASCADE TITLE |
| Oct 31, 2017 | Warranty Deed, Transfer · Conventional with PMI PRECISION CAP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2017 · Amount on Record |
| Deed Sale | Oct 31, 2017 · Amount on Record |
| Prior Sale | Oct 31, 2017 · Amount on Record |
| Deed Document Number | 0000054107 |
| Last Transfer Date | Feb 10, 2020 |
| Transfer Doc | 0000006582 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 4410 SPRUCE ST, FLORENCE, OR 97439-8823 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | SOUTHWEST FINANCIAL SVCS LTD |
| Name | Verified Name |
|---|
| Document Number | 0000000042 |
|---|---|
| Date | Jan 03, 2017 |
| Instrument | 2017-000042 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Dec 08, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 4410 SPRUCE ST, FLORENCE, OR 97439-8823 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | SOUTHWEST FINANCIAL SVCS LTD |
| Name | Verified Name |
|---|
| Document Number | 0000000959 |
|---|---|
| Date | Jan 09, 2017 |
| Instrument | 2017-000959 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 08, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 4410 SPRUCE ST, FLORENCE, OR 97439-8823 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CASCADE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000037803 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 2019-037803 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | FLORENCE, OR 97439 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 10, 2029 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Feb 10, 2020 |
| Property Address | 4410 SPRUCE ST, FLORENCE, OR 97439-8823 |
| Document Number | 0000006582 |
| Instrument Date | Feb 10, 2020 |
| Instrument | 6582 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2020 |
| Title Company | CASCADE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 770 FLORENCE OR 974390031, FLORENCE, OR 97439-0031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Oct 31, 2017 |
| Property Address | 4410 SPRUCE ST, FLORENCE, OR 97439-8823 |
| Document Number | 0000054107 |
| Instrument Date | Oct 30, 2017 |
| Instrument | 54107 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 770 FLORENCE OR 974390031, FLORENCE, OR 97439-0031 |
| Document Number | 54108 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 54108 |
| Name | PRECISION CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | EUGENE, OR 97401 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Oct 30, 2019 |
| Document Number | 54109, |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 54109 |
| Name | ELAINE SHEPARD |
|---|---|
| Address | 2163 LIMA LOOP, LAREDO, TX 78045-6420 |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Oct 30, 2022 |
Source: Lane County records · Assessment roll updated September 30, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Municipality | Florence City |
| Unified School District | Siuslaw School District 97J (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,369.00 (+5.95%) | $173,634 (+6.09%) | $337,450 (-1.27%) Land $84,126 Building $253,324 |
| 2023 | $2,236.00 (+4.19%) | $163,667 (+3%) | $341,801 (+13.12%) Land $72,808 Building $268,993 |
| 2022 | $2,146.00 | $158,900 | $302,160 Land $70,195 Building $231,965 |
Source: FEMA National Flood Hazard Layer, Lane County (41039C), updated August 26, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410390007071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2006 |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 332 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Concept Communications | Fiber | 10,000 / 10,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Lumen Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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