441 Willow St, Bennett, IA 52721 Property Records

Cedar County property record for 441 Willow St, Bennett, IA 52721

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,640 sqft · built 1898
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Tax Bill	$1,736 (2026)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`037012161020010`

Property Details

APN / Parcel Number

Primary APN	`037012161020010`
Alternative APN	`37003701216102001000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
Attic	Attic
Attic Area	600 sqft
Basement Area	520 sqft
Unfinished Basement	520 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	312 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	441 WILLOW ST
City	BENNETT
State	IA
Zip	52721-7742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENNETT L8 BLK 9
Legal Subdivision	BENNETT
Legal Block	9
Legal Lot Number	8
Jurisdiction	CEDAR IA
Township / Civil Division	INLAND
Census Block Group	1
Census Block	1067
Census Tract	450400

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	441 WILLOW ST, BENNETT, IA 52721-7742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	441 WILLOW ST, BENNETT, IA 52721-7742
Transaction Type	Mortgage
Record Updated	May 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001410/0000000226
Date	Apr 16, 2018
Book Page	0000001410/0000000226
Instrument	000000001082

Lender

Name	ASCENTRA CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	117 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Bennett City
Unified School District	Bennett Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,736.00 Homeowner's exemption	$135,450 (-) Land $15,930 Building $119,520	$135,450 (-) Land $15,930 Building $119,520
2025	$1,736.00 (+11.28%) Homeowner's exemption	$135,450 (+29.74%) Land $15,930 Building $119,520	$135,450 (+29.74%) Land $15,930 Building $119,520
2024	$1,560.00 (+28.71%)
2023		$104,400 (+31.19%) Land $15,930 Building $88,470	$104,400 (+31.19%) Land $15,930 Building $88,470
2022	$1,212.00 Homeowner's exemption	$79,580 Land $13,940 Building $65,640
2021			$79,580 Land $13,940 Building $65,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENNETT WATERWORKS serves 347 people · EPA ID IA1603005
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	60 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
F&B Communications Fiber	2,000 / 2,000
Nextlink Fixed Wireless	500 / 100