Polk County property record for 441 Williams St, Independence, OR 97351
| Property Type | Mobile Home |
|---|---|
| Details | 1,296 sqft · built 1997 |
| Lot Size | 0.154 acres (6,720 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Mar 2023) |
| Tax Bill | $2,147 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Dec 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08421-CA-09202 |
| Primary APN | 08421-CA-09202 |
|---|---|
| Alternative APN |
|
| Building Area | 1,296 sqft Living Area |
|---|---|
| Gross Area | 1,824 sqft |
| 1st Floor Area | 1,296 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Mobile Home |
| Exterior Material | Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 6,720 sqft (0.154 acres) |
| Garage Area | 528 sqft |
| Total Buildings | 2 Buildings |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 526630 |
|---|---|
| Street Address | 441 WILLIAMS ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-2147 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RM |
| Legal Description | E. A. THORPS TOWN PLAT OF INDEPENDENCE LOT 4 BLOCK 35 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 21 |
| Legal Subdivision | E. A. THORPS TOWN PLAT OF INDEPENDENCE |
| Legal Block | 35 |
| Legal Lot Number | 4 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 20305 |
Source: Polk County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 441 WILLIAMS ST, INDEPENDENCE, OR 97351-2147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Dec 3, 2019 | Loan Modification, Mortgage · FHA Mortgage UMPQUA BK |
| Dec 3, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2023 · Amount on Record |
| Deed Sale | Mar 24, 2023 · Amount on Record |
| Prior Sale | Dec 30, 2016 · Amount on Record |
| Deed Document Number | 20232102 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Mar 24, 2023 |
| Property Address | 441 WILLIAMS ST, INDEPENDENCE, OR 97351-2147 |
| Document Number | 0000002102 |
| Map Reference | VOL D12 PG 239 |
| Instrument Date | Mar 21, 2023 |
| Instrument | 2023-002102 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 441 WILLIAMS ST, INDEPENDENCE, OR 97351-2147 |
| Document Number | 0000002103 |
|---|---|
| Date | Mar 24, 2023 |
| Instrument | 2023-002103 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 441 WILLIAMS ST, INDEPENDENCE, OR 97351-2147 |
| Document Number | 0000000057 |
| Instrument Date | Dec 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2020 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 441 WILLIAMS ST INDEPENDENCE OR 973512147, INDEPENDENCE, OR 97351-2147 |
| Document Number | 0000000057 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 57 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | TIGARD, OR 97223 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Rate | 4% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 441 WILLIAMS ST, INDEPENDENCE, OR 97351-2147 |
| Document Number | 0000000058 |
| Instrument Date | Dec 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2020 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 441 WILLIAMS ST INDEPENDENCE OR 973512147, INDEPENDENCE, OR 97351-2147 |
| Document Number | 0000000058 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 58 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $121,210 (+3%) Land $61,450 Building $59,760 | $299,940 (+4.93%) Land $155,000 Building $144,940 | |
| 2025 | $2,147.00 (+3.77%) | $117,680 (+2.99%) Land $59,660 Building $58,020 | $285,840 (-5.05%) Land $140,000 Building $145,840 |
| 2024 | $2,069.00 (-2.5%) | $114,260 (+2.99%) Land $57,930 Building $56,330 | $301,040 (-1.79%) Land $142,000 Building $159,040 |
| 2023 | $2,122.00 (+8.93%) | $110,940 (+3%) Land $56,250 Building $54,690 | $306,540 (+14.13%) Land $143,200 Building $163,340 |
| 2022 | $1,948.00 | $107,710 Land $54,620 Building $53,090 | $268,580 Land $122,500 Building $146,080 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.5% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Willamette Valley Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless | 200 / 20 |
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