441 Williams St, Folsom, CA 95630 Property Records

Sacramento County property record for 441 Williams St, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,360 sqft · built 1999
Lot Size	0.155 acres (6,734 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,025,000 (Jun 2024)
Tax Bill	$11,970 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-1420-045-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1420-045-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,360 sqft Living Area
1st Floor Area	1,543 sqft
2nd Floor Area	1,817 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	6,734 sqft (0.155 acres)
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	441 WILLIAMS ST
City	FOLSOM
State	CA
Zip	95630-9558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	PRAIRIE OAKS 04, LOT 53
Legal Subdivision	PRAIRIE OAKS 04
Legal Lot Number	53
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1001
Census Tract	8508

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	441 WILLIAMS ST, FOLSOM, CA 95630-9558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 22, 2020	Quit Claim Deed, Transfer AMERICAN INTERNET MTG
Nov 10, 2020	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2024 · Amount on Record
Deed Sale	Jun 28, 2024 · Amount on Record
Prior Sale	May 28, 2010 · Amount on Record
Deed Book / Page	20240628 / 557
Prior Transfer Date	Oct 13, 2009
Prior Transfer Doc	0000000505
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	May 18, 2026
Property Address	441 WILLIAMS ST, FOLSOM, CA 95630-9558
Document Number	2026000767
Book / Page	20260518 / 767
Instrument Date	May 11, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 WILLIAMS ST, FOLSOM, CA 95630-9558

Mortgage

Document Number	2026000767,
Date	May 18, 2026
Book Page	20260518/767

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 22, 2020
Property Address	441 WILLIAMS ST, FOLSOM, CA 95630-9558
Document Number	2005220523
Instrument Date	May 9, 2020
Instrument	2005220523
Transaction Type	Transfer
Record Updated	Jun 5, 2020
Title Company	ALTA TITLE INSURANCE COMMITMENT, ALTA TITLE INS COMMITMENT

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	441 WILLIAMS ST FOLSOM CA 956309558, FOLSOM, CA 95630-9558

Mortgage

Document Number	2005220524
Date	May 22, 2020
Instrument	2005220524

Lender

Name	AMERICAN INTERNET MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 21, 2035

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 10, 2020
Property Address	441 WILLIAMS ST, FOLSOM, CA 95630-9558
Document Number	2011101518
Instrument Date	May 9, 2020
Instrument	2011101518
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	441 WILLIAMS ST FOLSOM CA 956309558, FOLSOM, CA 95630-9558

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,066,410 (+2%) Land $260,100 Building $806,310
2025	$11,970.00 (+69.14%)	$1,045,500 (+76.14%) Land $255,000 Building $790,500
2024	$7,077.00 (+1.83%)
2023	$6,950.00 (+1.67%) Homeowner's exemption	$593,557 Land $217,114 Building $376,443
2022	$6,836.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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