Middlesex County and Reading Town property record for 441 West St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,356 sqft · built 1815 |
| Lot Size | 0.52 acres (22,634 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $510,000 (Nov 2018) |
| Tax Bill | $8,826 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance May 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:019.0-0000-0073.0 |
| Primary APN | READ M:019.0-0000-0073.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,356 sqft Living Area |
| Gross Area | 4,820 sqft |
| Basement Area | 1,358 sqft |
| Unfinished Basement | 1,358 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1815 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,634 sqft (0.52 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Account Number | 980000000090 |
|---|---|
| Street Address | 441 WEST ST |
| City | READING |
| State | MA |
| Zip | 01867-2238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 WALSH AVE, STONEHAM, MA 02180-1510 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance RIVER WORKS CREDIT UNION |
| May 31, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BAY CREDIT UNION |
| Jan 14, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND |
| Nov 28, 2018 | Quit Claim Deed, Transfer NEW FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2018 · Amount on Record |
| Deed Sale | Nov 28, 2018 · Amount on Record |
| Prior Sale | May 29, 1996 · Amount on Record |
| Deed Book / Page | 71937 / 587 |
| Transfer Doc | 071937-587 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 441 WEST ST, READING, MA 01867-2238 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 076699-364 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 76699/364 |
| Instrument | 9899 |
| Name | RIVER WORKS CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 441 WEST ST, READING, MA 01867-2238 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0080199-38 |
|---|---|
| Date | May 31, 2022 |
| Book Page | 80199/38 |
| Instrument | 80729 |
| Name | LIBERTY BAY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 441 WEST ST, READING, MA 01867-2238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73982-264 |
|---|---|
| Date | Jan 14, 2020 |
| Book Page | 73982/264 |
| Instrument | 5552 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Nov 28, 2018 |
| Property Address | 441 WEST ST, READING, MA 01867-2238 |
| Document Number | 71937-587 |
| Book / Page | 71937 / 587 |
| Instrument | 181446 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $72.19 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 719380001 |
|---|---|
| Date | Nov 28, 2018 |
| Instrument | 71938/0001 |
| Name | NEW FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 28, 2048 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,826.00 (-2.28%) | $805,300 (+1.55%) Land $464,600 Building $329,100 | $942,925 (+19.67%) |
| 2025 | $9,032.00 (+1.1%) | $793,000 (+4.03%) Land $457,400 Building $335,600 | $787,930 (+11.6%) |
| 2024 | $8,934.00 (+3.07%) | $762,300 (+10.72%) Land $439,400 Building $322,900 | $706,040 |
| 2023 | $8,668.00 | $688,500 Land $396,200 Building $292,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2001 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures