441 Valley Rd, Oneonta, AL 35121 Property Records

Blount County property record for 441 Valley Rd, Oneonta, AL 35121

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,590 sqft · built 1960
Lot Size0.366 acres (15,972 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Jul 2012)
Tax Bill$985 (2026)
Deeds & MortgagesSep 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN16-09-32-2-000-036

Property Details

APN / Parcel Number

Primary APN16-09-32-2-000-036
Alternative APNs
  • 027935
  • 27935
  • 51085

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,590 sqft Living Area
1st Floor Area1,590 sqft
FlooringHardwood
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area15,972 sqft (0.366 acres)
Utility Building160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number51085
Street Address441 VALLEY RD
CityONEONTA
StateAL
Zip35121-1341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM NW COR NW/4 SE 192 TO POB NE 110 SE 150 TO ST HWY 132 SW 110 NW 150 TO POB--
Legal Range02E
Legal Township12S
Legal Section32
JurisdictionBLOUNT AL
Township / Civil DivisionONEONTA
Census Block Group3
Census Block3022
Census Tract50105

Owner

Source: Blount County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address441 VALLEY RD, ONEONTA, AL 35121-1341
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2012 · Amount on Record
Deed SaleJul 31, 2012 · Amount on Record
Deed Document Number2012349082
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLOUNT AL
Property Address441 VALLEY RD, ONEONTA, AL 35121-1341
Transaction TypeMortgage
Record UpdatedApr 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022/28950
DateSep 1, 2022
Book Page2022/28950
Instrument10041701
Lender
NameAMERICAS FIRST FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueAug 19, 2032

Tax Assessment & Valuation

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBlount County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$985.00 (+18.67%) Homeowner's exemption
2025$830.00$19,740 (-)$186,960 (-) Land $38,500 Building $148,460
2024$830.00 (+8.5%) Homeowner's exemption$19,740 (+7.87%) Land $2,800 Building $16,940$186,960 (+7.83%) Land $28,000 Building $158,960
2023$765.00 (+17.15%) Homeowner's exemption$18,300 (+15.68%) Land $2,800 Building $15,500$173,380 (+9.73%) Land $28,000 Building $145,380
2022$653.00 Homeowner's exemption$15,820 Land $2,800 Building $13,020$158,000 Land $28,000 Building $130,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ONEONTA, UB OF THE
serves 19,971 people · EPA ID AL0000103
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Cable
1,000 / 25
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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