Livingston County property record for 441 Umberland Dr, Howell, MI 48843
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,411 sqft · built 1995 |
| Lot Size | 0.429 acres (18,687 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $123,800 (Jan 1996) |
| Tax Bill | $3,116 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-35-101-033 |
| Primary APN | 17-35-101-033 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,411 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 1,400 sqft |
| Unfinished Basement | 1,400 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 18,687 sqft (0.429 acres) |
| Lot Dimensions | 163 ft deep x 102 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 72 sqft |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 441 UMBERLAND DR |
|---|---|
| City | HOWELL |
| State | MI |
| Zip | 48843-2068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | SEC 35 T3N R4E CITY OF HOWELL HEATHER HEATH ESTATES LOT 33 |
| Legal Range | 04E |
| Legal Township | 03N |
| Legal Section | 35 |
| Legal Subdivision | HEATHER HEATH ESTATES |
| Legal Tract | 725100 |
| Legal Lot Number | 33 |
| Jurisdiction | LIVINGSTON MI |
| Township / Civil Division | HOWELL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 725101 |
441 Umberland Dr is owned and occupied by two individuals who bought it in January 1996.
Source: Livingston County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 441 UMBERLAND DR, HOWELL, MI 48843-2068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 1996 · Amount on File |
| Deed Sale | Jan 12, 1996 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 441 UMBERLAND DR, HOWELL, MI 48843-2068 |
| Document Number | 0000018785 |
| Instrument Date | Jun 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 441 UMBERLAND DR HOWELL MI 488432068, HOWELL, MI 48843-2068 |
| Document Number | 0000018785 |
|---|---|
| Date | Jun 27, 2017 |
| Instrument | 18785 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | 1414 E MAPLE RD, TROY, MI 48083-9935 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 26, 2032 |
The 2025 property tax bill for 441 Umberland Dr was $3,116 with a homeowner's exemption.
Source: Livingston County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Livingston County |
| Municipality | Howell City |
| Unified School District | Howell Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,100 | $326,200 | |
| 2025 | $3,116.00 | ||
| 2023 | $128,900 | ||
| 2021 | $257,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 441 Umberland Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 441 Umberland Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOWELL serves 9,914 people · EPA ID MI0003250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: ACD.net, T-Mobile.
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