441 Timber Ridge St, Centerton, AR 72719 Property Records

Benton County property record for 441 Timber Ridge St, Centerton, AR 72719

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,764 sqft · built 2008
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$156,900 (Dec 2013)
Tax Bill	$2,535 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-04231-000`

Property Details

APN / Parcel Number

Primary APN	`06-04231-000`
Alternative APNs	`143172.0` `143172`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,764 sqft Living Area
Gross Area	2,205 sqft
1st Floor Area	1,764 sqft
Flooring	Carpet

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	558 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	133 sqft
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	441 TIMBER RIDGE ST
City	CENTERTON
State	AR
Zip	72719-8816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 2006-1185-1188 9/29/06
Legal Range	31
Legal Township	20
Legal Section	32
Legal Subdivision	TIMBER RIDGE SUB-CENTERTON
Legal Lot Number	12
Jurisdiction	BENTON AR
Township / Civil Division	9
Census Block Group	3
Census Block	3009
Census Tract	20906

Owner

441 Timber Ridge St is owned and occupied by two individuals who acquired it in November 2019.

Source: Benton County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	441 TIMBER RIDGE ST, CENTERTON, AR 72719-8816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 27, 2019	Quit Claim Deed, Mortgage · VA Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2013 · Amount on File
Deed Sale	Dec 31, 2013 · Amount on File
Prior Sale	Dec 8, 2008 · Amount on File
Deed Book / Page	2013 / 71556
Last Transfer Date	Nov 22, 2019
Transfer Doc	0000064112
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	441 TIMBER RIDGE ST, CENTERTON, AR 72719-8816
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000079606
Date	Oct 22, 2021
Instrument	2021079606

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

November 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	BENTON AR
Recording Date	Nov 27, 2019
Property Address	441 TIMBER RIDGE ST, CENTERTON, AR 72719-8816
Document Number	0000064112
Instrument Date	Nov 22, 2019
Instrument	64112
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	441 TIMBER RIDGE ST CENTERTON AR 727198816, CENTERTON, AR 72719-8816

Mortgage

Document Number	66769
Date	Nov 27, 2019
Instrument	66769

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 441 Timber Ridge St was $2,535 with a homeowner's exemption, up 5.9% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Centerton City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,535.00 (+5.93%) Homeowner's exemption	$58,101 (-) Land $15,000 Building $43,101	$290,505 Land $75,000 Building $215,505
2025	$2,393.00 Homeowner's exemption	$58,101 Land $15,000 Building $43,101
2024			$290,505 (+47.99%) Land $75,000 Building $215,505
2023	$2,197.00 Homeowner's exemption	$39,260 Land $7,600 Building $31,660	$196,300 Land $38,000 Building $158,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 441 Timber Ridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 441 Timber Ridge St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 70% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Brightspeed.

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