441 Timber Crk, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 441 Timber Crk, Schertz, TX 78108

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,584 sqft · built 2015
Lot Size0.152 acres (6,604 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Feb 2020)
Tax Bill$6,066 (2024)
Deeds & MortgagesJul 2021 Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1G26034A0109400000

Property Details

APN / Parcel Number

Primary APN1G26034A0109400000
Alternative APNs
  • 000000151634
  • 000000240713
  • 151634

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,584 sqft Living Area
Gross Area3,212 sqft
1st Floor Area1,983 sqft
2nd Floor Area601 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,604 sqft (0.152 acres)
Lot Dimensions110 ft deep x 60 ft wide
Garage TypeAttached
Garage Area424 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area267 sqft
Patio Area105 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address441 TIMBER CRK
CitySCHERTZ
StateTX
Zip78108-2413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIATA UNIT #4A BLOCK 1 LOT 94 0.1516 AC
Legal SubdivisionRIATA UNIT #4A
Legal Tract94
Legal Block1
Legal Lot Number94
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group2
Census Block2000
Census Tract210713

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address441 TIMBER CRK, SCHERTZ, TX 78108-2413
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Jan 16, 2020Warranty Deed, Transfer
REDFIN MTG LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2020 · Amount on Record
Deed SaleFeb 4, 2020 · Amount on Record
Prior SaleJan 16, 2020 · Amount on Record
Deed Document Number202099002931
Prior Transfer DateJan 15, 2020
Prior Transfer Doc0099002931
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address441 TIMBER CRK, SCHERTZ, TX 78108-2413
Transaction TypeMortgage
Record UpdatedNov 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0099023664
DateJul 9, 2021
Instrument202199023664
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueApr 1, 2051

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUADALUPE TX
Recording DateJan 16, 2020
Property Address441 TIMBER CRK, SCHERTZ, TX 78108-2413
Document Number0000001230
Instrument DateJan 15, 2019
Instrument1230
Transaction TypeTransfer
Record UpdatedFeb 5, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address441 TIMBER CRK SCHERTZ TX 781082413, SCHERTZ, TX 78108-2413

Mortgage

Document Number1231
DateJan 16, 2020
Instrument1231
Lender
NameREDFIN MTG LLC
AddressFRISCO, TX 75034
Agreement
AmountAmount Recorded
Term360 Months
DueJan 15, 2050

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$367,954 (-3.5%) Land $43,948 Building $324,006$367,954 (-3.5%) Land $43,948 Building $324,006
2025$381,284 (-1.85%) Land $48,157 Building $333,127$381,284 (-1.85%) Land $48,157 Building $333,127
2024$6,066.00 (-5.46%)
2023$6,416.00 (-11.83%) Homeowner's exemption$388,460 Land $55,976 Building $332,484$388,460 Land $55,976 Building $332,484
2022$7,277.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SCHERTZ
serves 41,948 people · EPA ID TX0940003
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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