441 Summit St, Manchester, CT 06042 Property Records

Manchester Town property record for 441 Summit St, Manchester, CT 06042

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,188 sqft · built 1942
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Tax Bill	$5,348 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Oct 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`533000441`

Property Details

APN / Parcel Number

Primary APN	`533000441`
Alternative APNs	`MANC M:75 B:5330 L:441` `MCHS M:75 B:5330 L:441`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
Gross Area	2,388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	533000441
Street Address	441 SUMMIT ST
City	MANCHESTER
State	CT
Zip	06042-3150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	5330
Legal Lot Number	441
Jurisdiction	MANCHESTER CT
Township / Civil Division	MANCHESTER
Census Block Group	2
Census Block	2005
Census Tract	514300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Manchester Historic District (Boundary Increase) listed 2001 · 914 contributing resources · NRIS 01000881

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Manchester Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	441 SUMMIT ST, MANCHESTER, CT 06042-3150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CONNECTICUT HOUSING FINANCE AUTHORITY
Oct 29, 2024	Warranty Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO
Jul 27, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST WORLD MORTGAGE CORPORATION
May 14, 2019	Warranty Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2024
Deed Sale	Oct 29, 2024
Prior Sale	Jul 27, 2022 · Amount on Record
Deed Book / Page	4749 / 223
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CT
Property Address	441 SUMMIT ST, MANCHESTER, CT 06042-3150
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004749-241
Date	Oct 29, 2024
Book Page	4749/241
Instrument	6863890004

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2034

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CT
Recording Date	Oct 29, 2024
Property Address	441 SUMMIT ST, MANCHESTER, CT 06042-3150
Document Number	004749-223
Book / Page	4749 / 223
Instrument Date	Oct 7, 2024
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6863880016
Date	Oct 29, 2024
Instrument	6863880016

Lender

Name	SECURITY NATIONAL MORTGAGE CO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CT
Recording Date	Jul 27, 2022
Property Address	441 SUMMIT ST, MANCHESTER, CT 06042-3150
Document Number	004694-805
Book / Page	4694 / 805
Instrument Date	Jul 26, 2022
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6690540010
Date	Jul 27, 2022
Instrument	6690540010

Lender

Name	FIRST WORLD MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CT
Recording Date	May 14, 2019
Property Address	441 SUMMIT ST, MANCHESTER, CT 06042-3150
Document Number	4590-188
Book / Page	004590 / 000188
Instrument Date	May 13, 2019
Instrument	6387900003
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 SUMMIT ST MANCHESTER CT 060423150, MANCHESTER, CT 06042-3150

Tax Assessment & Valuation

Source: Manchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Manchester Town
Unified School District	Manchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,348.00	$134,300 (-) Land $37,500 Building $96,800	$94,010 Land $26,250 Building $67,760
2024	$5,348.00 (+7.05%)
2023	$4,996.00 (+2%)	$134,300 (-) Land $37,500 Building $96,800
2022	$4,898.00	$134,300 Land $37,500 Building $96,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER DEPARTMENT serves 51,198 people · EPA ID CT0770021
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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