441 Stolle Rd, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 441 Stolle Rd, Elma, NY 14059

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,132 sqft · built 1987
Lot Size	1.51 acres (65,780 sqft)
Owner	Individual Name on File
Last Sale	$321,000 (Feb 2021)
Tax Bill	$5,490 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Feb 2021 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`144200 147.00-1-10.114`

Property Details

APN / Parcel Number

Primary APN	`144200 147.00-1-10.114`
Alternative APN	`42001470000001010114`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,132 sqft Living Area
1st Floor Area	1,066 sqft
2nd Floor Area	1,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	65,780 sqft (1.51 acres)
Lot Dimensions	598 ft deep x 109 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	287 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	441 STOLLE RD
City	ELMA
State	NY
Zip	14059-9358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	1
Legal Lot Number	10.114
Jurisdiction	ERIE NY
Township / Civil Division	ELMA
Census Block Group	3
Census Block	3036
Census Tract	14101

Owner

441 Stolle Rd is owned and occupied by an individual who bought it in February 2021.

Source: Erie County and Elma Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	441 STOLLE RD, ELMA, NY 14059-9358
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Feb 18, 2021	Deed, Transfer · Stand-Alone Refinance M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2021 · Amount on File
Deed Sale	Feb 18, 2021 · Amount on File
Deed Document Number	202131504
Deed Book / Page	11374 / 7616
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	441 STOLLE RD, ELMA, NY 14059-9358
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 STOLLE RD, ELMA, NY 14059-9358

Mortgage

Document Number	0140282604
Date	Nov 30, 2021
Book Page	14028/2604
Instrument	2021238452

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 4, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Feb 18, 2021
Property Address	441 STOLLE RD, ELMA, NY 14059-9358
Document Number	0113747616
Book / Page	11374 / 7616
Instrument Date	Feb 2, 2021
Instrument	2021031504
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount on Record
Tax	$1,284.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	441 STOLLE RD, 441, ELMA, NY 14059-9358

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 STOLLE RD, ELMA, NY 14059-9358

Mortgage

Document Number	0011375241
Date	Feb 18, 2021
Instrument	11375/241

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2046

Mortgage

Document Number	0139807680
Date	Feb 18, 2021
Book Page	13980/7680
Instrument	2021031505

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 441 Stolle Rd was $5,490, up 266.7% from the year before.

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Elma Town
Unified School District	Iroquois Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,490.00 (+266.73%)
2025	$1,497.00 (-71.61%)	$9,500 (-) Land $2,200 Building $7,300	$365,400 (+3.85%) Land $84,619 Building $280,781
2024	$5,273.00	$9,500 (-) Land $2,200 Building $7,300	$351,852 (+3.7%) Land $81,482 Building $270,370
2023		$9,500 Land $2,200 Building $7,300	$339,286 Land $78,571 Building $260,715

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 441 Stolle Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1999–2008)
Most Recent Claim	Dec 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 441 Stolle Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549
Water Source	Purchased surface water from ECWA DIRECT
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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