441 Sternwheeler Ct, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 441 Sternwheeler Ct, Gaithersburg, MD 20877

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,440 sqft · built 1981
Lot Size	0.041 acres (1,801 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jun 2015)
Tax Bill	$4,823 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-01907520`

Property Details

APN / Parcel Number

Primary APN	`09-01907520`
Alternative APN	`01907520`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	720 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,801 sqft (0.041 acres)
Garage Type	Attached
Garage Area	576 sqft
Deck Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01907520
Street Address	441 STERNWHEELER CT
City	GAITHERSBURG
State	MD
Zip	20877-3417
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R18
Legal Description	AUDUBON SQUARE
Legal Subdivision	AUDUBON SQUARE
Legal Block	A
Legal Lot Number	18
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1000
Census Tract	700725

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	441 STERNWHEELER CT, GAITHERSBURG, MD 20877-3417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 23, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2015 · Amount on Record
Deed Sale	Jun 22, 2015 · Amount on Record
Prior Sale	Mar 26, 2015 · Amount on Record
Deed Book / Page	50531 / 58
Last Transfer Date	Mar 29, 2022
Transfer Doc	0656400003
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 25, 2022
Property Address	441 STERNWHEELER CT, GAITHERSBURG, MD 20877-3417
Document Number	0656400003
Book / Page	65640 / 3
Map Reference	MB 108 PL 12512
Instrument Date	Mar 29, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	441 STERNWHEELER CT, 441, GAITHERSBURG, MD 20877-3417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 STERNWHEELER CT, GAITHERSBURG, MD 20877-3417

Mortgage

Document Number	0000656407
Date	Apr 25, 2022
Instrument	65640/7

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	441 STERNWHEELER CT, GAITHERSBURG, MD 20877-3417
Document Number	0602610427
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 STERNWHEELER CT GAITHERSBURG MD 208773417, GAITHERSBURG, MD 20877-3417

Mortgage

Document Number	0602610427
Date	Aug 12, 2020
Book Page	060261/000427

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 11, 2045

Interest

Rate	9%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,500 (+9.02%) Land $150,000 Building $229,500	$379,500 (-) Land $150,000 Building $229,500
2025	$4,823.00 (+10.67%)	$348,100 (+22.01%)	$379,500 (+33.02%) Land $150,000 Building $229,500
2024	$4,358.00 (+43.36%)
2023		$285,300 Land $120,000 Building $165,300	$285,300 Land $120,000 Building $165,300
2022	$3,040.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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