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441 Smith St, Radcliff, KY 40160 Property Records

Hardin County property record for 441 Smith St, Radcliff, KY 40160

Property Summary

Property TypeSingle Family Home
Lot Size0.203 acres (8,886 sqft)
OwnerIndividual Name on File
Last Sale$10,000 (Jan 2024)
Tax Bill$1,525 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Aug 2023 Foreclosure
+ 2 more
Flood ZoneZone X (minimal risk)
APN161-30-06-007.01

Property Details

APN / Parcel Number

Primary APN161-30-06-007.01

Exterior

Lot Area8,886 sqft (0.203 acres)

Location & Zoning

Street Address441 SMITH ST
CityRADCLIFF
StateKY
Zip40160-1133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCORNETT SUBD LT 1A #1
Legal SubdivisionCORNETT SUBD
Legal Lot Number1A
JurisdictionHARDIN KY
Township / Civil DivisionRADCLIFF
Census Block Group1
Census Block1007
Census Tract600

Owner

Source: Hardin County assessment roll, APN 161-30-06-007.01, as of April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address441 SMITH ST, RADCLIFF, KY 40160-1133
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 08, 2024Deed, Transfer · Conventional Mortgage
VANDERBILT MORTGAGE & FINANCE INC
Aug 21, 2023Deed in Lieu of Foreclosure, Foreclosure
Jul 16, 2021Deed, Transfer · Seller Carry-Back
JEFFERY LIVINGSTON
Jun 23, 2020Deed, Transfer
BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 08, 2024 · Amount on Record
Deed SaleJan 08, 2024 · Amount on Record
Prior SaleAug 21, 2023
Deed Document Number0001563155
Deed Book / Page1563 / 155
Record UpdatedJun 08, 2026

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionHARDIN KY
Recording DateJan 08, 2024
Property Address441 SMITH ST, RADCLIFF, KY 40160-1133
Document Number001563/155
Book / Page1563 / 155
Map ReferenceCAB 1 SH 6674
Instrument DateJan 02, 2024
Transaction TypeTransfer
Record UpdatedDec 05, 2025
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
Tax$10.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8306 GRANDEL FOREST WAY, LOUISVILLE, KY 40258-6022

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 554, RADCLIFF, KY 40159-0554

Mortgage

Document Number0002506824
DateJan 08, 2024
Instrument2506/824
Lender
NameVANDERBILT MORTGAGE & FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueFeb 01, 2049

August 2023: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionHARDIN KY
Recording DateAug 21, 2023
Property Address441 SMITH ST, RADCLIFF, KY 40160-1133
Document Number01556/1560
Book / Page1556 / 1560
Map ReferenceCAB 1 SH 6674
Instrument DateAug 15, 2023
Transaction TypeForeclosure
Record UpdatedDec 05, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address11136 S PRESTON HWY, LEBANON JUNCTION, KY 40150-8487

Transferred To (Grantee/Buyer)

NameVerified Name
Address1361 N DIXIE BLVD, RADCLIFF, KY 40160-1414
Mail Care OfJEFFERY LIVINGSTON SUSAN LIVINGSTON

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionHARDIN KY
Recording DateJul 16, 2021
Property Address441 SMITH ST, RADCLIFF, KY 40160-1133
Document Number01515/1011
Book / Page1515 / 1011
Map ReferenceCAB 1 SH 6674
Instrument DateJul 15, 2021
Transaction TypeTransfer
Record UpdatedDec 05, 2025
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$17.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1361 N DIXIE BLVD, RADCLIFF, KY 40160-1414

Transferred To (Grantee/Buyer)

NameVerified Name
Address11136 S PRESTON HWY, LEBANON JCT, KY 40150-8487

Mortgage

Document Number0002391353
DateJul 16, 2021
Instrument2391/353
Lender
NameJEFFERY LIVINGSTON
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term61 Months
DueAug 01, 2026

June 2020: Deed, Transfer

Document TypeDeed
JurisdictionHARDIN KY
Recording DateJun 23, 2020
Property Address441 SMITH ST, RADCLIFF, KY 40160-1133
Document Number001492/278
Book / Page1492 / 278
Map ReferenceCAB I SH 3026
Instrument DateJun 22, 2020
Transaction TypeTransfer
Record UpdatedDec 05, 2025
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
Tax$27.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address112 PEACHTREE ST, ELIZABETHTOWN, KY 42701-1610

Transferred To (Grantee/Buyer)

NameVerified Name
Address1361 N DIXIE BLVD, RADCLIFF, KY 40160-1414
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hardin County assessment roll as of April 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyHardin County
MunicipalityRadcliff City
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,525.00 (+6,%)$168,000 (+86%) Land $17,500 Building $150,500$168,000 (+86%) Land $17,500 Building $150,500
2023$17,500 (-) Land $17,500$17,500 (-) Land $17,500
2022$25.00 (-79.84%)$17,500 Land $17,500$17,500 Land $17,500
2021$124.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hardin County (20193C), as of May 26, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210930006001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 324 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Brandenburg Communications
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0470393, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHARDIN COUNTY WATER DISTRICT #1
serves 30,230 people
Water SourceSurface water
Last State InspectionApr 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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