441 Smith Dairy Rd, Columbus, NC 28722 Property Records

Polk County property record for 441 Smith Dairy Rd, Columbus, NC 28722

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,008 sqft · built 1983
Lot Size	18.8 acres (820,235 sqft)
Owner	Company Name on File
Last Sale	$360,000 (Jul 2017)
Tax Bill	$2,300 (2026)
Deeds & Mortgages	Jul 2019 Refinance Dec 2018 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`P84-73`

Property Details

APN / Parcel Number

Primary APN	`P84-73`
Alternative APN	`57422`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,008 sqft Finished Area
Basement Area	816 sqft
Finished Basement	316 sqft
Unfinished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	820,235 sqft (18.8 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	57422
Street Address	441 SMITH DAIRY RD
City	COLUMBUS
State	NC
Zip	28722-8701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	18.95 ACRES, 100D 100D COUNTY RURAL
Legal Subdivision	D COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2015
Census Tract	920103

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	4 LONG SHOALS RD, ARDEN, NC 28704-5544
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ENTEGRA BANK
Dec 12, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance TELCO TRIAD COMMUNITY CREDIT UNION
Nov 3, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 1, 2022	Warranty Deed, Transfer · Conventional Mortgage TELCO COMMUNITY CU
Oct 2, 2019	Quit Claim Deed, Transfer Quitclaim
Jul 21, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage LENA FORSTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2017 · Amount on File
Deed Sale	Jul 21, 2017 · Amount on File
Prior Sale	May 11, 2004
Deed Book / Page	427 / 1938
Last Transfer Date	Nov 3, 2022
Transfer Doc	000474/378
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	441 SMITH DAIRY RD, COLUMBUS, NC 28722-8701
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00441/2413
Date	Jul 22, 2019
Book Page	441/2413

Lender

Name	ENTEGRA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2029

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	441 SMITH DAIRY RD, COLUMBUS, NC 28722-8701
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00437/1654
Date	Dec 12, 2018
Book Page	437/1654

Lender

Name	TELCO TRIAD COMMUNITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	193 Months
Due	Jan 1, 2035

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK NC
Recording Date	Nov 3, 2022
Property Address	441 SMITH DAIRY RD, COLUMBUS, NC 28722-8701
Document Number	000474/378
Book / Page	474 / 378
Map Reference	MB F PG 1614
Instrument Date	Nov 3, 2022
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 LONG SHOALS RD # RDB434, RDB434, ARDEN, NC 28704-5544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 S JONES BLVD # 2723, 2723, LAS VEGAS, NV 89107-2623

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Nov 1, 2022
Property Address	441 SMITH DAIRY RD, COLUMBUS, NC 28722-8701
Document Number	000474/273
Book / Page	474 / 273
Map Reference	MB F PG 1614
Instrument Date	Oct 27, 2022
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	441 SMITH DAIRY RD, COLUMBUS, NC 28722-8701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LONG SHOALS RD # B-434, B, ARDEN, NC 28704-7708

Mortgage

Document Number	000474/276
Date	Nov 1, 2022
Book Page	474/276

Lender

Name	TELCO COMMUNITY CU
Type	Credit Union
Address	CANDLER, NC 28715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK NC
Recording Date	Oct 2, 2019
Property Address	441 SMITH DAIRY RD, COLUMBUS, NC 28722-8701
Document Number	00443/1318
Book / Page	443 / 1318
Instrument Date	Oct 2, 2019
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 S JONES BLVD, LAS VEGAS, NV 89107-2623
Investor	Possibly a Property Investor

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 21, 2017
Property Address	441 SMITH DAIRY RD, COLUMBUS, NC 28722-8701
Document Number	00427/1938
Book / Page	427 / 1938
Instrument Date	Jul 20, 2017
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	528 ASHLER DR, GREER, SC 29650-5351

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 S JONES BLVD, LAS VEGAS, NV 89107-2623
Investor	Possibly a Property Investor

Mortgage

Document Number	00427/1941
Date	Jul 21, 2017
Book Page	427/1941
Instrument	004654340005

Lender

Name	LENA FORSTER
Type	Private Party
Address	528 ASHLER DR, GREER, SC 29650

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jul 21, 2020

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,300.00	$440,040 (-) Land $225,432 Building $214,608	$440,040 (-) Land $225,432 Building $214,608
2025	$2,300.00 (+7.93%)	$440,040 (+31.44%) Land $225,432 Building $214,608	$440,040 (+31.44%) Land $225,432 Building $214,608
2023	$2,131.00	$334,785 Land $172,640 Building $162,145
2021			$334,785 Land $172,640 Building $162,145

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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