St. Johns County property record for 441 Shetland Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,048 sqft · built 2017 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $482,000 (Nov 2024) |
| Tax Bill | $7,205 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009762-5110 |
| Primary APN | 009762-5110 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,048 sqft Living Area |
| Gross Area | 2,722 sqft |
| 1st Floor Area | 2,048 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 458 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 252 sqft |
| Patio Area | 197 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 441 SHETLAND DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-6639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 78/1-9 ABERDEEN (DR HORTON-PHASE 2A) LOT 511 OR6058/594 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 09 |
| Legal Subdivision | ABERDEEN (DR HORTON-PHASE 2A) |
| Legal Phase | 2A |
| Legal Block | 1 |
| Legal Lot Number | 511 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 20810 |
441 Shetland Dr is owned and occupied by two individuals who bought it in November 2024.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 441 SHETLAND DR, SAINT JOHNS, FL 32259-6639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2020 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Oct 3, 2017 | Grant Deed, Subdivision Related Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2024 · Amount on File |
| Deed Sale | Nov 25, 2024 · Amount on File |
| Prior Sale | Oct 3, 2017 · Amount on File |
| Deed Document Number | 202492158 |
| Deed Book / Page | 6058 / 594 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 441 SHETLAND DR, SAINT JOHNS, FL 32259-6639 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049560272 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 4956/272 |
| Instrument | 2020042651 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 3, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 3, 2017 |
| Property Address | 441 SHETLAND DR, SAINT JOHNS, FL 32259-6639 |
| Document Number | 0044421370 |
| Book / Page | 004442 / 001370 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 67009 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 24, 2017 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,945.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 441 SHETLAND DR ST JOHNS FL 322596639, ST JOHNS, FL 32259-6639 |
| Document Number | 44421371 |
|---|---|
| Date | Oct 3, 2017 |
| Book Page | 004442/001371 |
| Instrument | 67010 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 2, 2047 |
The 2025 property tax bill for 441 Shetland Dr was $7,205, up 64% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $383,568 (-4.32%) Land $95,000 Building $288,568 | $383,568 (-4.32%) Land $95,000 Building $288,568 | |
| 2025 | $7,205.00 (+64.01%) Homeowner's exemption | $400,874 | $400,874 Land $95,500 Building $305,374 |
| 2024 | $4,393.00 (+1.2%) | ||
| 2023 | $4,341.00 (+2.72%) Homeowner's exemption | $215,304 (+3%) | $411,405 (+19.05%) Land $95,500 Building $315,905 |
| 2022 | $4,226.00 Homeowner's exemption | $209,033 | $345,571 Land $95,200 Building $250,371 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 441 Shetland Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 181 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 181 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 441 Shetland Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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