441 Sawmill Landing Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 441 Sawmill Landing Dr, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,316 sqft · built 2020
Lot Size	0.13 acres (5,662 sqft)
Owner	Individual Name on File
Last Sale	$225,811 (Apr 2020)
Tax Bill	$2,584 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101630-0970`

Property Details

APN / Parcel Number

Primary APN	`101630-0970`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,316 sqft Living Area
Gross Area	1,778 sqft
1st Floor Area	1,316 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	55 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	441 SAWMILL LANDING DR
City	ST AUGUSTINE
State	FL
Zip	32086-0392
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	90/78-84 SAWMILL LANDING PUD LOT 97 OR4922/578 & 6125/1007(DM) & 6153/211(Q/C)
Legal Range	29E
Legal Township	07S
Legal Section	35
Legal Subdivision	SAWMILL LANDING PUD
Legal Lot Number	97
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	21301

Owner

441 Sawmill Landing Dr is owned and occupied by an individual who acquired it in May 2025.

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	441 SAWMILL LANDING DR, SAINT AUGUSTINE, FL 32086-0392
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2020 · Amount on File
Deed Sale	Apr 14, 2020 · Amount on File
Prior Sale	Nov 22, 2019 · Amount on File
Deed Document Number	202028967
Deed Book / Page	4922 / 578
Last Transfer Date	May 21, 2025
Transfer Doc	0061530211
Record Updated	Sep 20, 2026

April 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 14, 2020
Property Address	441 SAWMILL LANDING DR, SAINT AUGUSTINE, FL 32086-0392
Document Number	0049220578
Book / Page	004922 / 000578
Instrument Date	Apr 13, 2020
Instrument	28967
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 24, 2020
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,581.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 SAWMILL LANDING DR ST AUGUSTINE FL 320860392, ST AUGUSTINE, FL 32086-0392

Mortgage

Document Number	49220580
Date	Apr 14, 2020
Book Page	004922/000580
Instrument	28968

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 441 Sawmill Landing Dr was $2,584, up 13.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,809 (+32.97%) Land $76,000 Building $196,809	$272,809 (-2.62%) Land $76,000 Building $196,809
2025	$2,584.00 (+13.93%) Homeowner's exemption	$205,164	$280,146 Land $76,000 Building $204,146
2024	$2,268.00 (+2.16%)
2023	$2,220.00 (+3.45%) Homeowner's exemption	$193,575 (+3%)	$296,858 (+20.92%) Land $76,000 Building $220,858
2022	$2,146.00 Homeowner's exemption	$187,937	$245,501 Land $72,800 Building $172,701

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 441 Sawmill Landing Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 441 Sawmill Landing Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20