441 Sanders St, Bethalto, IL 62010 Property Records

Madison County property record for 441 Sanders St, Bethalto, IL 62010

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1961
Lot Size	0.198 acres (8,625 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Jan 2026)
Tax Bill	$2,727 (2025)
Deeds & Mortgages	Jan 2026 Sale & Line of Credit Aug 2023 Sale & Mortgage + 1 more
APN	`19-2-08-12-12-203-006`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-12-12-203-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	441 SANDERS ST
City	BETHALTO
State	IL
Zip	62010-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALJETS & KUTTERS SUBD LOT 24 75X115
Legal Subdivision	ALJETS & KUTTERS SUBD
Legal Lot Number	24
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	1
Census Block	1023
Census Tract	401722

Owner

441 Sanders St is owned and occupied by two individuals who bought it in January 2026.

Source: Madison County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	441 SANDERS ST, BETHALTO, IL 62010-1719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Warranty Deed, Transfer · Line of Credit FCB BANKS
Aug 7, 2023	Warranty Deed, Transfer · VA Mortgage FLAT BRANCH MORTGAGE INC
Apr 28, 2022	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2026 · Amount on File
Deed Sale	Jan 13, 2026 · Amount on File
Prior Sale	Aug 7, 2023 · Amount on File
Deed Document Number	20261062
Prior Transfer Date	Jun 18, 2011
Prior Transfer Doc	0000025219
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jan 13, 2026
Property Address	441 SANDERS ST, BETHALTO, IL 62010-1719
Document Number	0000001062
Map Reference	PB 29 PG 55
Instrument Date	Jan 7, 2026
Instrument	2026R01062
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	SERENITY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	441 SANDERS ST, BETHALTO, IL 62010-1719

Mortgage

Document Number	0000001063
Date	Jan 13, 2026
Instrument	2026R01063

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Aug 7, 2023
Property Address	441 SANDERS ST, BETHALTO, IL 62010-1719
Document Number	0000020781
Map Reference	PB 30 PG 205
Instrument Date	Aug 4, 2023
Instrument	2023R20781
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	206 CORPORATE LAKE DR, COLUMBIA, MO 65203-7172
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020782
Date	Aug 7, 2023
Instrument	2023R20782

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Apr 28, 2022
Property Address	441 SANDERS ST, BETHALTO, IL 62010-1719
Document Number	0000014654
Map Reference	PB 29 PG 55
Instrument Date	Apr 18, 2022
Instrument	2022R14654
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	SERENITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 SANDERS ST, BETHALTO, IL 62010-1719

Mortgage

Document Number	0000014655
Date	Apr 28, 2022
Instrument	2022R14655

Lender

Name	FLAT BRANCH MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate	4.88%

Mortgage

Document Number	0000014656
Date	Apr 28, 2022
Instrument	2022R14656

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 441 Sanders St was $2,727 with a homeowner's exemption.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bethalto Village
County	Madison County
County Subdivision	Wood River Township
Unified School District	Bethalto Consolidated Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,727.00 Homeowner's exemption	$75,570 (+8.36%) Land $4,650 Building $70,920	$226,710 (+8.36%) Land $13,950 Building $212,760
2024	$2,727.00	$69,740 Land $4,290 Building $65,450	$209,220 Land $12,870 Building $196,350
2022	$2,838.00	$37,400 Land $3,690 Building $33,710	$112,312 Land $11,081 Building $101,231

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 441 Sanders St; there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Jun 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 441 Sanders St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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