Branch County property record for 441 S Centennial Rd, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $33,157 (Jul 2012) |
| Tax Bill | $1,658 (2025) |
| Deeds & Mortgages | Jan 2020 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-023-100-002-01 |
| Primary APN | 110-023-100-002-01 |
|---|
| Lot Area | 65,340 sqft (1.5 acres) |
|---|
| Street Address | 441 S CENTENNIAL RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT W 1/4 COR OF SD SEC 23 AND RUNNING TH N ALG SEC LI 599.93 FT TO POB OF THE DESC THE BOUNDARY RUNS TH N ALG SEC LI 270 |
| Legal Range | 06W |
| Legal Township | 07S |
| Legal Section | 23 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | OVID |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 951000 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 441 S CENTENNIAL RD, COLDWATER, MI 49036-9549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2012 · Amount on Record |
| Deed Sale | Jul 16, 2012 · Amount on Record |
| Prior Sale | Jun 30, 2011 · Amount on Record |
| Deed Document Number | 20124936 |
| Last Transfer Date | Dec 20, 2019 |
| Transfer Doc | 202000492 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jan 27, 2020 |
| Property Address | 441 S CENTENNIAL RD, COLDWATER, MI 49036-9549 |
| Document Number | 202000492 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 2020-00492 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 441 S CENTENNIAL ROAD, ROYAL OAK, MI 48067 |
| Document Number | 202000493 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | 2020-00493 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Dec 27, 2029 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Ovid Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,904 (-4.08%) | $189,808 (-4.08%) | |
| 2025 | $1,658.00 (+2.66%) | $98,937 | $197,874 |
| 2024 | $1,615.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2007–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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