441 Ryder Cup Ln, Clemmons, NC 27012 Property Records

Davidson County property record for 441 Ryder Cup Ln, Clemmons, NC 27012

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 6,988 sqft · built 2013
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$467,000 (Mar 2018)
Tax Bill	$3,124 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-003-F-000-0345`

Property Details

APN / Parcel Number

Primary APN	`08-003-F-000-0345`
Alternative APN	`9234075`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	6,988 sqft Total Area
1st Floor Area	2,249 sqft
Upper Floors Area	922 sqft
Basement Area	2,249 sqft
Unfinished Basement	2,249 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
View / Lot	Golf Course
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	794 sqft
Deck Area	198 sqft
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9234075
Street Address	441 RYDER CUP LN
City	CLEMMONS
State	NC
Zip	27012-9763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH
Legal Description	L345 PB58-84 BK2307-2313
Legal Subdivision	SALEM GLEN RYDER CUP VILLAGE
Jurisdiction	DAVIDSON NC
Township / Civil Division	HAMPTON
Census Block Group	2
Census Block	2001
Census Tract	60303

Owner

441 Ryder Cup Ln is owned and occupied by two individuals who bought it in March 2018.

Source: Davidson County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	441 RYDER CUP LN, CLEMMONS, NC 27012-9763
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Aug 15, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Mar 23, 2018	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2018 · Amount on File
Deed Sale	Mar 23, 2018 · Amount on File
Prior Sale	Jul 2, 2013 · Amount on File
Deed Document Number	20185677
Deed Book / Page	2307 / 2313
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	441 RYDER CUP LN, CLEMMONS, NC 27012-9763
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024522008
Date	Jan 15, 2021
Book Page	2452/2008
Instrument	2021000001044

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	26642

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	441 RYDER CUP LN, CLEMMONS, NC 27012-9763
Document Number	0023711646
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 RYDER CUP LN CLEMMONS NC 270129763, CLEMMONS, NC 27012-9763

Mortgage

Document Number	0023711646
Date	Aug 28, 2019
Book Page	002371/001646
Instrument	17493

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Mar 23, 2018
Property Address	441 RYDER CUP LN, CLEMMONS, NC 27012-9763
Document Number	0023072313
Book / Page	002307 / 002313
Instrument Date	Jan 29, 2018
Instrument	5677
Transaction Type	Transfer
Record Updated	Mar 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$934.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	441 RYDER CUP LN CLEMMONS NC 270129763, CLEMMONS, NC 27012-9763

Mortgage

Document Number	23072315
Date	Mar 23, 2018
Book Page	002307/002315
Instrument	5678

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 441 Ryder Cup Ln was $3,124.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$495,650 (-)	$495,650 (-) Land $77,000 Building $418,650
2025	$3,124.00	$495,650	$495,650 Land $77,000 Building $418,650
2023	$2,973.00	$495,650	$495,650 Land $77,000 Building $418,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 441 Ryder Cup Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 441 Ryder Cup Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Surry Telephone Cable	1,000 / 30
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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