441 Ruby Dr, Aberdeen, MD 21001 Property Records

Harford County property record for 441 Ruby Dr, Aberdeen, MD 21001 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1.5 Baths
Year Built	Built 1960
Square Footage	1,416 sqft Total Area
Lot Size	9,375 sqft (0.215 acres)
Garage	Attached, 312 sqft
Occupancy	Owner Occupied
Last Sale	$236,500 (2026)
Tax Bill	$1,797.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-017857`
Alternative APNs	`2017857` `017857`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,416 sqft Total Area
Stories	2 Stories

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	9,375 sqft (0.215 acres)
Depth X Width	125 ft x 75 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	312 sqft Garage
Porch Area	144 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	017857
Street Address	441 RUBY DR
City	ABERDEEN
State	MD
Zip	21001-1725
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 54 75X125 441 RUBY DRIVE PARADISE HTS PT 9/24
Legal Subdivision	PARADISE HEIGHTS 09 24 08 28
Legal Lot Number	54
Jurisdiction	HARFORD MD
Minor Civil Division	2, HALLS CROSS ROADS
Census Blockgroup	2
Census Block	2011
Census Tract	302801

Owner

Source: Harford County records · APN 02-017857

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	441 RUBY DR, ABERDEEN, MD 21001-1725
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 02, 2026 · Amount on Record
Deed Sale	Feb 02, 2026 · Amount on Record
Prior Sale	Jun 28, 2004
Deed Book / Page	16985 / 409
Transfer Doc	0054630079
Record Refreshed	Sep 20, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Feb 02, 2026
Property Address	441 RUBY DR, ABERDEEN, MD 21001-1725
Document Number	0169850409
Book / Page	16985 / 409
Map Reference	MB 9 FO 24
Instrument Date	Dec 12, 2025
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	SECU TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,182.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	441 RUBY DR, ABERDEEN, MD 21001-1725

Mortgage

Document Number	0016985415
Date	Feb 02, 2026
Instrument	16985/415

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Feb 01, 2033
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	11.3%
Index	12-Month MTA
Max Rate	11.3%

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Aberdeen City
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,800 (+6.05%) Land $63,200 Building $149,600	$212,800 (-) Land $63,200 Building $149,600
2025	$1,797.00 (+8.38%)	$200,667 (+13.76%)	$212,800 (+20.63%) Land $63,200 Building $149,600
2023		$176,400 Land $63,200 Building $113,200	$176,400 Land $63,200 Building $113,200
2022	$1,658.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.