Kenton County property record for 441 River Rd, Bromley, KY 41017 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,533 sqft · built 2002 |
| Lot Size | 4.81 acres (209,524 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,900 (May 2017) |
| Tax Bill | $6,512 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Dec 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026-20-00-016.02 |
| Primary APN | 026-20-00-016.02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,533 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Logs |
| Construction Type | Log |
| Roof Material | Composition Shingle |
| Lot Area | 209,524 sqft (4.81 acres) |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 441 RIVER RD |
|---|---|
| City | BROMLEY |
| State | KY |
| Zip | 41017-3815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RICHMOND CHAS PT LOTS 5-6-7 4.810 ACS (TRACTS 1-2) SS RIVER RD |
| Legal Subdivision | RICHMOND CHAS |
| Legal Tract | 1 |
| Legal Lot Number | 5,6 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 5 |
| Census Block | 5046 |
| Census Tract | 66900 |
Source: Kenton County records · APN 026-20-00-016.02
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 441 RIVER RD, BROMLEY, KY 41017-3815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK |
| Dec 03, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK |
| May 04, 2017 | Grant Deed, Transfer · Conventional Mortgage GUARDIAN SVGS BK |
| Apr 27, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 27, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 04, 2017 · Amount on Record |
| Deed Sale | May 04, 2017 · Amount on Record |
| Prior Sale | Jan 31, 2003 · Amount on Record |
| Deed Document Number | 201705 04 059 00289 |
| Deed Book / Page | 6151 / 121 |
| Prior Transfer Date | Apr 24, 2017 |
| Prior Transfer Doc | 0000000125 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 441 RIVER RD, BROMLEY, KY 41017-3815 |
| Document Number | 000M930308 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 441 RIVER RD BROMLEY KY 410173815, BROMLEY, KY 41017-3815 |
| Document Number | 000M930308 |
|---|---|
| Date | Sep 03, 2020 |
| Book Page | 000M93/000308 |
| Name | FIRST NAT'L BK |
|---|---|
| Type | Bank |
| Address | MASON, OH 45040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 02, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 441 RIVER RD, BROMLEY, KY 41017-3815 |
| Document Number | 0000000172 |
| Instrument Date | Dec 03, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2019 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 441 RIVER RD BROMLEY KY 410173815, BROMLEY, KY 41017-3815 |
| Document Number | 0000000172 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 0C6826/000289 |
| Instrument | 172 |
| Name | FIRST NAT'L BK |
|---|---|
| Type | Bank |
| Address | MASON, OH 45040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 04, 2017 |
| Property Address | 441 RIVER RD, BROMLEY, KY 41017-3815 |
| Document Number | 0000000289 |
| Book / Page | 006151 / 000121 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 289 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2017 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $455.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 441 RIVER RD BROMLEY KY 410173815, BROMLEY, KY 41017-3815 |
| Document Number | 290 |
|---|---|
| Date | May 04, 2017 |
| Book Page | 006151/000129 |
| Instrument | 290 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 03, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 27, 2017 |
| Property Address | 441 RIVER RD, BROMLEY, KY 41017-3815 |
| Document Number | 0000000123 |
| Book / Page | 0C6145 / 000196 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 123 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 441 RIVER RD BROMLEY KY 410173815, BROMLEY, KY 41017-3815 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 27, 2017 |
| Property Address | 441 RIVER RD, BROMLEY, KY 41017-3815 |
| Document Number | 0000000125 |
| Book / Page | 0C6145 / 000207 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 125 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 435 RIVER RD BROMLEY KY 410173815, BROMLEY, KY 41017-3815 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Bromley City |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,512.00 (-6.74%) | $466,500 (-) Land $48,100 Building $418,400 | $466,500 (-) Land $48,100 Building $418,400 |
| 2023 | $6,983.00 | $466,500 Land $48,100 Building $418,400 | $466,500 Land $48,100 Building $418,400 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170669005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 45 individual NFIP policies nearby |
| Nearby Flood Policies | 45 in force 39 of 45 on primary residences |
| Nearby Flood Claims | 91 (1978–2025) |
| Claims Outside the SFHA | 11 of 91 |
| Most Recent Claim | Apr 2025, rainfall accumulation, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures