441 Read St, Somerset, MA 02726 Property Records

Bristol County and Somerset Town property record for 441 Read St, Somerset, MA 02726

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,535 sqft · built 1951
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Last Sale$211,000 (Nov 2017)
Tax Bill$5,222 (2025)
Deeds & MortgagesAug 2018 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSOME M:0B5 L:0130

Property Details

APN / Parcel Number

Primary APNSOME M:0B5 L:0130
Alternative APN
  • SSET M:0B5 L:0130

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,535 sqft Living Area
Gross Area2,569 sqft
1st Floor Area1,035 sqft
Basement Area1,035 sqft
Unfinished Basement517 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1984
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address441 READ ST
CitySOMERSET
StateMA
Zip02726-3048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Lot Number130
JurisdictionSOMERSET MA
Township / Civil DivisionSOMERSET
Census Block Group2
Census Block2006
Census Tract644200

Owner

441 Read St is owned and occupied by two individuals who bought it in November 2017.

Source: Bristol County and Somerset Town records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address441 READ ST, SOMERSET, MA 02726-3048
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
ST ANNE'S CU
Nov 29, 2017Quit Claim Deed, Transfer · Conventional Mortgage
ST ANNE'S CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2017 · Amount on File
Deed SaleNov 29, 2017 · Amount on File
Prior SaleFeb 10, 2003 · Amount on File
Deed Book / Page9393 / 187
Transfer Doc9393-187
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET MA
Property Address441 READ ST, SOMERSET, MA 02726-3048
Document Number9585-23
Instrument DateAug 25, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address441 READ ST SOMERSET MA 027263048, SOMERSET, MA 02726-3048

Mortgage

Document Number9585-23
DateAug 28, 2018
Book Page009585/000023
Instrument14165
Lender
NameST ANNE'S CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 27, 2033

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSOMERSET MA
Recording DateNov 29, 2017
Property Address441 READ ST, SOMERSET, MA 02726-3048
Document Number9393-187
Book / Page009393 / 000187
Instrument DateNov 28, 2017
Instrument20433
Transaction TypeTransfer
Record UpdatedJan 3, 2018

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$962.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address441 READ ST SOMERSET MA 027263048, SOMERSET, MA 02726-3048

Mortgage

Document Number9393-189
DateNov 29, 2017
Book Page009393/000189
Instrument20434
Lender
NameST ANNE'S CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 28, 2047
Interest
Rate3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 441 Read St was $5,222.

Source: Bristol County and Somerset Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBristol County
County SubdivisionSomerset Town
Secondary School DistrictSomerset-Berkley School District (09 - 12)
Elementary School DistrictSomerset School District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,222.00$392,600 Land $178,000 Building $214,600$408,405 (+20.56%)
2024$338,770
2023$4,220.00$332,800 Land $148,300 Building $184,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 441 Read St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1979–2012)
Claims Outside the SFHA1 of 5
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 441 Read St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOMERSET WATER DEPARTMENT
serves 18,303 people · EPA ID MA4273000
Water SourceSurface water
Last State InspectionApr 2025
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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