441 Phillips Dr, Cherryville, NC 28021 Property Records

Cleveland County property record for 441 Phillips Dr, Cherryville, NC 28021 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,653 sqft · built 1973
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,266 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15791`

Property Details

APN / Parcel Number

Primary APN	`15791`
Alternative APN	`1107836`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,653 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1991
Exterior Material	Brick
Roof Type	Shed Roof
Lot Area	37,462 sqft (0.86 acres)

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Shed	1 Shed
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1107836
Street Address	441 PHILLIPS DR
City	CHERRYVILLE
State	NC
Zip	28021-9495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#23 BLASICO PARK
Legal Subdivision	BLASICO PARK
Legal Block	1
Legal Lot Number	46
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1011
Census Tract	950301

Owner

Source: Cleveland County records · APN 15791

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	441 PHILLIPS DR, CHERRYVILLE, NC 28021-9495
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	441 PHILLIPS DR, CHERRYVILLE, NC 28021-9495
Transaction Type	Mortgage
Record Updated	Sep 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018472427
Date	Aug 02, 2021
Book Page	1847/2427
Instrument	200059012

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 01, 2031

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Waco Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,399 (-) Land $20,154 Building $126,245	$146,399 (-) Land $20,154 Building $126,245
2025	$1,266.00	$146,399 (+34.62%) Land $20,154 Building $126,245	$146,399 (+34.62%) Land $20,154 Building $126,245
2023		$108,750 Land $14,061 Building $94,689	$108,750 Land $14,061 Building $94,689

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 46% of North Carolina
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.