441 Pablo Ln, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 441 Pablo Ln, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Lot Size	1.04 acres (45,619 sqft)
Owner	Company Name on Record
Tax Bill	$1,547 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`092-205-019`

Property Details

APN / Parcel Number

Primary APN	`092-205-019`

Exterior

Lot Area	45,619 sqft

Location & Zoning

Street Address	441 PABLO LN
City	NIPOMO
State	CA
Zip	93444-9253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RHO NIP PM 21/13 PAR C
Legal Subdivision	PARCEL MAP CO-76-174
Legal Block	2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2007
Census Tract	12403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	441 PABLO LN, NIPOMO, CA 93444-9253
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2017	Deed of Trust, Mortgage · FHA Mortgage MCM HLDGS
Dec 15, 2017	Deed of Trust, Mortgage FEDERAL HOUSING COMMISSIONER
Dec 21, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 30, 2017
Transfer Doc	0000058473
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	441 PABLO LN, NIPOMO, CA 93444-9253
Document Number	0000058474
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	441 PABLO LN NIPOMO CA 934449253, NIPOMO, CA 93444-9253

Mortgage

Document Number	0000058474
Date	Dec 21, 2017
Instrument	58474

Lender

Name	MCM HLDGS
Address	MIAMI LAKES, FL 33016

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.01%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	441 PABLO LN, NIPOMO, CA 93444-9253
Document Number	0000058475
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	441 PABLO LN NIPOMO CA 934449253, NIPOMO, CA 93444-9253

Mortgage

Document Number	0000058475
Date	Dec 21, 2017
Instrument	58475

Lender

Name	FEDERAL HOUSING COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.01%

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 21, 2017
Property Address	441 PABLO LN, NIPOMO, CA 93444-9253
Document Number	0000058473
Instrument Date	Nov 30, 2017
Instrument	58473
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	441 PABLO LN NIPOMO CA 934449253, NIPOMO, CA 93444-9253

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$155,477 (+2%) Land $54,175 Building $101,302
2025	$1,547.00 (+4.88%) Homeowner's exemption	$152,429 (+4.04%) Land $53,113 Building $99,316
2023	$1,475.00 (+1.58%) Homeowner's exemption	$146,511 Land $51,051 Building $95,460
2022	$1,452.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - NIPOMO private · serves 4,512 people · EPA ID CA4010018
Water Source	Purchased surface water from NIPOMO COMM SERVICES DIST
Last State Inspection	Sep 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Peak WiFi, Ranch Wifi.

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