441 N Jefferson St, Red Cloud, NE 68970 Property Records

Webster County property record for 441 N Jefferson St, Red Cloud, NE 68970

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,336 sqft · built 1905
Lot Size	0.389 acres (16,930 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,264 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000169800`

Property Details

APN / Parcel Number

Primary APN	`000169800`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,336 sqft Living Area
1st Floor Area	1,504 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,930 sqft (0.389 acres)
Lot Dimensions	16,930 ft deep x 1 ft wide
Garage Type	Mixed
Garage Area	1,088 sqft
Driveway	Driveway
Parking Spaces	4 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	441 N JEFFERSON ST
City	RED CLOUD
State	NE
Zip	68970-2262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	T 12 RED CLOUD
Legal Range	11
Legal Township	01
Legal Section	00
Legal Subdivision	SUBDIVISION ANNEX
Legal Block	C
Legal Lot Number	12,C
Jurisdiction	WEBSTER NE
Township / Civil Division	5
Census Block Group	2
Census Block	2112
Census Tract	965100

Owner

Source: Webster County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	441 N JEFFERSON ST, RED CLOUD, NE 68970-2262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER NE
Property Address	441 N JEFFERSON ST, RED CLOUD, NE 68970-2262
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 N JEFFERSON ST, RED CLOUD, NE 68970-2262

Mortgage

Document Number	002022/666
Date	Mar 14, 2022
Book Page	2022/666

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank
Address	RED CLOUD, NE 68970

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Webster County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Webster County
Municipality	Red Cloud City
Unified School District	Red Cloud Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,980 (+21.49%) Land $3,130 Building $131,850	$134,980 (+21.49%) Land $3,130 Building $131,850
2025	$1,264.00 (-20.35%)	$111,100 (+4.54%) Land $3,130 Building $107,970	$111,100 (+4.54%) Land $3,130 Building $107,970
2023	$1,587.00	$106,280 Land $2,605 Building $103,675	$106,280 Land $2,605 Building $103,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RED CLOUD serves 991 people · EPA ID NE3118301
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber	2,000 / 2,000
Vyve Broadband Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile, Viaero Wireless.

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