441 Mount Royall Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 441 Mount Royall Dr, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1991
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$595,000 (Sep 2023)
Tax Bill	$2,330 (2025)
Deeds & Mortgages	Feb 2026 Transfer Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`556-12-00-219`

Property Details

APN / Parcel Number

Primary APN	`556-12-00-219`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	131 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	344 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	441 MOUNT ROYALL DR
City	MOUNT PLEASANT
State	SC
Zip	29464-6213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -LONGPOINT DESCRIPTION -LOT 411 TRACT 7 SITE NAME -LONGPOINT
Legal Subdivision	LONGPOINT
Legal Tract	7
Legal Lot Number	411
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1038
Census Tract	4614

Owner

441 Mount Royall Dr is owned by an individual who acquired it in January 2026.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	444 MOUNT ROYALL DR, MOUNT PLEASANT, SC 29464-6211
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Intrafamily Transfer, Transfer
Sep 29, 2023	Deed, Transfer · Conventional Mortgage COASTAL CAROLINA NATIONAL BANK
Oct 13, 2021	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2023 · Amount on File
Deed Sale	Sep 29, 2023 · Amount on File
Prior Sale	Oct 13, 2021 · Amount on File
Deed Book / Page	1205 / 807
Last Transfer Date	Jan 27, 2026
Transfer Doc	0013680480
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Feb 10, 2026
Property Address	441 MOUNT ROYALL DR, MOUNT PLEASANT, SC 29464-6213
Document Number	0013680480
Book / Page	1368 / 480
Map Reference	MB CB PG 18
Instrument Date	Jan 27, 2026
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 MOUNT ROYALL DR, MOUNT PLEASANT, SC 29464-6211

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 29, 2023
Property Address	441 MOUNT ROYALL DR, MOUNT PLEASANT, SC 29464-6213
Document Number	0012050807
Book / Page	1205 / 807
Map Reference	MB CB PG 18
Instrument Date	Aug 22, 2023
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,547.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	441 MOUNT ROYALL DR, MOUNT PLEASANT, SC 29464-6213

Mortgage

Document Number	0001205808
Date	Sep 29, 2023
Instrument	1205/808

Lender

Name	COASTAL CAROLINA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Sep 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.8%
Margin	3
Max Rate	11.8%

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 13, 2021
Property Address	441 MOUNT ROYALL DR, MOUNT PLEASANT, SC 29464-6213
Document Number	0010420916
Book / Page	1042 / 916
Map Reference	MB CB PG 18
Instrument Date	Sep 23, 2021
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	441 MOUNT ROYALL DR, MT PLEASANT, SC 29464-6213

Mortgage

Document Number	0001042918
Date	Oct 13, 2021
Instrument	1042/918

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 441 Mount Royall Dr was $2,330, down 1% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,330.00 (-0.98%)	$595,000 (+2,4%) Land $150,000 Building $445,000	$595,000 Land $150,000 Building $445,000
2024	$2,353.00	$23,800
2022	$6,064.00	$25,980	$433,000 Land $85,000 Building $348,000
2020			$595,000 Land $150,000 Building $445,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 441 Mount Royall Dr in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 259 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	27 (1985–2025)
Claims Outside the SFHA	6 of 27
Most Recent Claim	Aug 2025 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims Hurricane Hugo, Sep 1989 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 441 Mount Royall Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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