441 Monaco J, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 441 Monaco J, Delray Beach, FL 33446

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 883 sqft · built 1974
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Dec 2023)
Tax Bill	$682 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-22-08-010-4410`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-22-08-010-4410`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	883 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Lot Area	43,560 sqft (1 acres)
View / Lot	Parking
Porch	Finished Screened Porch
Porch Area	108 sqft

Location & Zoning

Street Address	441 MONACO J
City	DELRAY BEACH
State	FL
Zip	33446-1436
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	KINGS POINT MONACO J COND PAR 441
Legal Range	42E
Legal Township	46S
Legal Section	22
Legal Subdivision	MONACO B THRU P CONDO
Legal Block	10
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1002
Census Tract	5940

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	441 MONACO J, DELRAY BEACH, FL 33446-1436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 31, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2023 · Amount on Record
Deed Sale	Dec 7, 2023 · Amount on Record
Prior Sale	Jul 31, 2017 · Amount on Record
Deed Document Number	2023414398
Deed Book / Page	34708 / 1652
Prior Transfer Date	Jul 21, 2005
Prior Transfer Doc	0190020645
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Dec 7, 2023
Property Address	441 MONACO J, DELRAY BEACH, FL 33446-1436
Document Number	0347081652
Book / Page	34708 / 1652
Map Reference	MB 2342 PG 1836
Instrument Date	Nov 20, 2023
Instrument	20230414398
Transaction Type	Transfer
Record Updated	Dec 29, 2023
Title Company	NOT AVAILABLE, SECURE T&E SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4735 NW 7TH CT # CTA115, CTA115, BOYNTON BEACH, FL 33426-9341

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	441 MONACO J, DELRAY BEACH, FL 33446-1436

Mortgage

Document Number	0347081656
Date	Dec 7, 2023
Instrument	34708/1656

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	441 MONACO J, DELRAY BEACH, FL 33446-1436
Document Number	0302851699
Instrument Date	Nov 27, 2018
Transaction Type	Mortgage
Record Updated	Dec 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 MONACO J DELRAY BEACH FL 334461436, DELRAY BEACH, FL 33446-1436

Mortgage

Document Number	0302851699
Date	Dec 5, 2018
Book Page	030285/001699
Instrument	455180

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jul 31, 2017
Property Address	441 MONACO J, DELRAY BEACH, FL 33446-1436
Document Number	0292520408
Book / Page	029252 / 000408
Instrument Date	Jul 20, 2017
Instrument	272923
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$476.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 MONACO J DELRAY BEACH FL 334461436, DELRAY BEACH, FL 33446-1436

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$682.00 (-40.64%)	$79,407 (+51.09%)	$79,407 (-26.72%) Building $79,407
2024	$1,149.00 (+94.09%)
2023	$592.00 (-10.84%) Homeowner's exemption Widower's exemption	$52,555 (+3%)	$108,363 (+27.9%) Building $108,363
2022	$664.00 Homeowner's exemption Widower's exemption	$51,024	$84,723 Building $84,723

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (1979–2017)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Blue Stream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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