441 Main St N, Chatfield, MN 55923 Property Records

Olmsted County property record for 441 Main St N, Chatfield, MN 55923

Property Summary

Property TypeOther Improved
Details2 ba · 2,700 sqft · built 1975
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Aug 2018)
Tax Bill$9,538 (2026)
Deeds & MortgagesAug 2018 Sale & Mortgage
Oct 2017 Foreclosure
Flood ZoneZone X (minimal risk)
APN51.31.31.053435

Property Details

APN / Parcel Number

Primary APN51.31.31.053435

Interior

Building Area2,700 sqft Total Area
1st Floor Area1,500 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1988
Exterior MaterialWood
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area20,473 sqft (0.47 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address441 MAIN ST N
CityCHATFIELD
StateMN
Zip55923-1176
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionSECT-31 TWP-105 RANGE-011 CITY LANDS 105-11-31 BEG AT INTER N LINE SW14 & W ROW T.H. 52 TH W142.88FT AL SD N LINE TO ELY RR R
Legal Range11
Legal Township105
Legal Section31
Legal SubdivisionCITY LANDS 105-11-31
JurisdictionOLMSTED MN
Township / Civil DivisionCHATFIELD
Census Block Group2
Census Block2008
Census Tract2000

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1515 AMCO DR SE, CHATFIELD, MN 55923-1470
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2018Limited Warranty Deed, Transfer · Commercial Mortgage
FORESIGHT BANK
Oct 10, 2017Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2018 · Amount on Record
Deed SaleAug 3, 2018 · Amount on Record
Prior SaleOct 10, 2017
Deed Document Number20181454908
Record UpdatedSep 20, 2026

August 2018: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionOLMSTED MN
Recording DateAug 3, 2018
Property Address441 MAIN ST N, CHATFIELD, MN 55923-1176
Document Number00A1454908
Instrument DateJul 27, 2018
InstrumentA-1454908
Transaction TypeTransfer
Record UpdatedAug 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$841.50
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1515 AMCO DR SE, CHATFIELD, MN 55923-1470
InvestorPossibly a Property Investor

Mortgage

Document Number00A1454909
DateAug 3, 2018
InstrumentA-1454909
Lender
NameFORESIGHT BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2017: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionOLMSTED MN
Recording DateOct 10, 2017
Property Address441 MAIN ST N, CHATFIELD, MN 55923-1176
Document Number00A1435040
Instrument DateOct 10, 2017
InstrumentA-1435040
Transaction TypeForeclosure
Record UpdatedAug 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address10016 CIVIE CENTER DR NW, ROCHESTER, MN 55901

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyOlmsted County
MunicipalityChatfield City
Unified School DistrictChatfield Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,538.00
2025$304,400 Land $61,400 Building $243,000$304,400 Land $61,400 Building $243,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemChatfield
serves 3,005 people · EPA ID MN1230002
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hiawatha Broadband Communications
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable · Fiber, Fixed Wireless in parts of the area
1,000 / 50
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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