441 Lighthouse Rd, Cape May Point, NJ 08212 Property Records

Cape May County and Cape May Point Borough property record for 441 Lighthouse Rd, Cape May Point, NJ 08212

Property Summary

Property Type	Single Family Home
Details	2,384 sqft · built 1965
Lot Size	0.23 acres (10,001 sqft)
Owner	Company Name on File
Tax Bill	$5,258 (2024)
Deeds & Mortgages	May 2021 Refinance Apr 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`03-00040-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`03-00040-0000-00011`
Alternative APN	`030004000011`

Interior

Stories	1 Story
Building Area	2,384 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Location & Zoning

Street Address	441 LIGHTHOUSE RD
City	CAPE MAY POINT
State	NJ
Zip	08212-3136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L12, OBO L59
Legal Subdivision	CAPE ISLAND DEV CO
Legal Block	40
Legal Lot Number	11
Jurisdiction	CAPE MAY NJ
Township / Civil Division	CAPE MAY POINT
Census Block Group	1
Census Block	1028
Census Tract	21900

Owner

441 Lighthouse Rd is owned by a company that acquired it in February 2017.

Source: Cape May County and Cape May Point Borough records, as of June 29, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 268, RIDGEWOOD, NJ 07451-0268
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COLUMBIA BANK
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BK
Feb 27, 2017	Quit Claim Deed, Mortgage COLUMBIA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2017
Deed Sale	Feb 27, 2017
Prior Sale	Sep 1, 2006 · Amount on File
Deed Document Number	20175554
Deed Book / Page	3718 / 44
Prior Transfer Date	Jan 17, 2017
Prior Transfer Doc	0000005554
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	441 LIGHTHOUSE RD, CAPE MAY POINT, NJ 08212-3136
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021023984
Date	May 17, 2021
Book Page	6393/926
Instrument	2021023984

Lender

Name	COLUMBIA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	441 LIGHTHOUSE RD, CAPE MAY POINT, NJ 08212-3136
Document Number	0063930926
Instrument Date	Apr 30, 2021
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	OMEGA SETTLEMENT SERVICES, OMEGA SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	441 LIGHTHOUSE RD CAPE MAY POINT NJ 082123136, CAPE MAY POINT, NJ 08212-3136

Mortgage

Document Number	0063930926
Date	May 17, 2021
Book Page	006393/000926
Instrument	23984

Lender

Name	COLUMBIA BK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 16, 2036

February 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Feb 27, 2017
Property Address	441 LIGHTHOUSE RD, CAPE MAY POINT, NJ 08212-3136
Document Number	0037180044
Book / Page	003718 / 000044
Instrument Date	Jan 17, 2017
Instrument	5554
Transaction Type	Mortgage
Record Updated	Sep 14, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	441 LIGHTHOUSE RD CAPE MAY POINT NJ 082123136, CAPE MAY POINT, NJ 08212-3136

Mortgage

Document Number	58440698
Date	Feb 27, 2017
Book Page	005844/000698
Instrument	5555

Lender

Name	COLUMBIA BK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2047

Tax Assessment & Valuation

Source: Cape May County and Cape May Point Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Cape May Point Borough
Unified School District	Cape May Point Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$710,600 (-) Land $450,000 Building $260,600	$710,600 (-) Land $450,000 Building $260,600
2025		$710,600 Land $450,000 Building $260,600	$710,600 Land $450,000 Building $260,600
2024	$5,258.00
2023		$710,600 Land $450,000 Building $260,600	$710,600 Land $450,000 Building $260,600
2022	$5,009.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 441 Lighthouse Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 329 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	351 units insured incl. 22 condo units
Nearby Flood Claims	91 (1979–2013)
Claims Outside the SFHA	3 of 91
Most Recent Claim	Jul 2013 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 7 claims Severe Coastal Storm, Jan 1992 · 35 claims Hurricane Gloria, Sep 1985 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 441 Lighthouse Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE MAY POINT BORO WATE serves 4,000 people · EPA ID NJ0503001
Water Source	Purchased groundwater from CAPE MAY WATER & SEWER U
Last State Inspection	Aug 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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