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441 Lake Ave, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 441 Lake Ave, Worcester, MA 01604

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 979 sqft · built 1917
Lot Size0.146 acres (6,368 sqft)
OwnerIndividual Name on File
Last Sale$323,000 (Aug 2018)
Tax Bill$7,698 (2025)
Deeds & MortgagesNov 2020 Refinance
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN41-005-00005

Property Details

APN / Parcel Number

Primary APN41-005-00005
Alternative APN
  • WORC M:41 B:005 L:00005

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area979 sqft Living Area
Gross Area2,281 sqft
1st Floor Area816 sqft
AtticAttic
Attic Area816 sqft
Basement Area408 sqft
Unfinished Basement408 sqft

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1995
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,368 sqft (0.146 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number41-005-00005
Street Address441 LAKE AVE
CityWORCESTER
StateMA
Zip01604-1366
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal Block5
Legal Lot Number5
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group2
Census Block2040
Census Tract732301

Owner

Source: Worcester County and Worcester City records · APN 41-005-00005

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address441 LAKE AVE, WORCESTER, MA 01604-1366
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE
Aug 17, 2018Quit Claim Deed, Transfer · Conventional with PMI
CITIZENS BK/RI

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 17, 2018 · Amount on Record
Deed SaleAug 17, 2018 · Amount on Record
Prior SaleJul 16, 2014 · Amount on Record
Deed Book / Page59277 / 233
Transfer Doc2331000107
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address441 LAKE AVE, WORCESTER, MA 01604-1366
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number63717-369
DateNov 10, 2020
Book Page63717/369
Instrument137103
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueDec 01, 2035

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateAug 17, 2018
Property Address441 LAKE AVE, WORCESTER, MA 01604-1366
Document Number59277-233
Book / Page059277 / 000233
Instrument DateAug 17, 2018
Instrument86638
Transaction TypeTransfer
Record UpdatedSep 04, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,472.88
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address441 LAKE AVE WORCESTER MA 016041366, WORCESTER, MA 01604-1366

Mortgage

Document Number59277-235
DateAug 17, 2018
Book Page059277/000235
Instrument86639
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 16, 2048

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,698.00 (+7.39%)$583,657 (+16.76%) Land $395,757 Building $187,900$450,490 (-1.6%)
2024$457,805
2023$7,168.00$499,892 Land $337,692 Building $162,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), as of November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, Verizon.

Based on FCC filings for 172 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA2348000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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