Franklin County property record for 441 Key West St, Moneta, VA 24121
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,829 sqft · built 1998 |
| Lot Size | 0.595 acres (25,918 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,791 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 048 13-014 00 |
| Primary APN | 048 13-014 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,829 sqft Living Area |
| Gross Area | 4,352 sqft |
| 1st Floor Area | 1,829 sqft |
| Basement Area | 1,829 sqft |
| Finished Basement | 1,700 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | EIFS / Synthetic Stucco |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,918 sqft (0.595 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront |
| Garage Area | 483 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,064 sqft |
| Deck Area | 272 sqft |
| Patio Area | 520 sqft |
| Storage Building | Storage Building |
| Boat Access | Boat Access |
| Boat House | 864 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 15412 |
|---|---|
| Street Address | 441 KEY WEST ST |
| City | MONETA |
| State | VA |
| Zip | 24121-3361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | SOUTHWIND KEY LOT 14 |
| Legal Subdivision | SOUTHWIND KEY |
| Legal Lot Number | 14 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | GILLS CREEK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20103 |
441 Key West St is owner-occupied and held in a trust since July 2010.
Source: Franklin County records, as of June 19, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 441 KEY WEST ST, MONETA, VA 24121-3361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2010 |
| Deed Sale | Jul 1, 2010 |
| Deed Document Number | 20104625 |
| Deed Book / Page | 981 / 2501 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 441 Key West St was $5,791.
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,791.00 | $1,346,900 Land $380,000 Building $966,900 | $1,346,900 Land $380,000 Building $966,900 |
| 2023 | $5,309.00 | $870,400 (-) Land $375,000 Building $495,400 | $870,400 (-) Land $375,000 Building $495,400 |
| 2022 | $870,400 Land $375,000 Building $495,400 | $870,400 Land $375,000 Building $495,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 441 Key West St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2012–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 441 Key West St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA POINTE LANDING serves 115 people · EPA ID VA5143861 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
| ZiTEL Fiber | 960 / 960 |
May also be available: SMLW Broadband.
5G (outdoors only) and 4G LTE
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