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441 High Meadow Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 441 High Meadow Rd, Cullowhee, NC 28723

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,622 sqft · built 2003
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Last Sale$855,000 (Sep 2020)
Tax Bill$4,893 (2025)
Deeds & MortgagesSep 2017 Mortgage
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APN7563-23-1376

Property Details

APN / Parcel Number

Primary APN7563-23-1376
Alternative APN
  • 158591

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,622 sqft Heated Area
1st Floor Area1,811 sqft
Basement Area1,811 sqft
Finished Basement1,811 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Roof TypeWood Truss
Roof MaterialAsphalt
Lot Area217,800 sqft (5 acres)
Garage TypeCarport
Garage Area576 sqft
CarportCarport
Carport Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area396 sqft
Deck Area76 sqft
Patio Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic

Location & Zoning

Street Address441 HIGH MEADOW RD
CityCULLOWHEE
StateNC
Zip28723-6742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 8A CHESTNUT RIDGE EST
Legal SubdivisionCHESTNUT RIDGE EST
Legal Lot Number8A
JurisdictionJACKSON NC
Township / Civil DivisionHAMBURG
Census Block Group2
Census Block2070
Census Tract950800

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address441 HIGH MEADOW RD, CULLOWHEE, NC 28723-6742
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2017Deed of Trust, Mortgage
UNITED COMMUNITY BANK (CHATHAM IL)
Sep 11, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2020 · Amount on Record
Deed SaleSep 11, 2020 · Amount on Record
Deed Book / Page2276 / 889
Prior Transfer DateMar 15, 2010
Prior Transfer Doc0018490284
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address441 HIGH MEADOW RD, CULLOWHEE, NC 28723-6742
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021971734
DateSep 29, 2017
Book Page2197/1734
Lender
NameUNITED COMMUNITY BANK (CHATHAM IL)
TypeBank
AddressBREVARD, NC 28712
Agreement
AmountAmount Recorded
Term60 Months
DueSep 5, 2022

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateSep 11, 2020
Property Address441 HIGH MEADOW RD, CULLOWHEE, NC 28723-6742
Document Number0022760889
Book / Page002276 / 000889
Instrument DateSep 10, 2020
Transaction TypeTransfer
Record UpdatedSep 29, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,710.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address441 HIGH MEADOW RD CULLOWHEE NC 287236742, CULLOWHEE, NC 28723-6742

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,893.00 (+49.72%)$1,287,790 (+49.73%) Land $159,710 Building $1,128,080
2023$3,268.00$860,060 Land $262,980 Building $597,080

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims3 (2013–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 68% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: Frontier, Skyrunner, T-Mobile.

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