Meade County property record for 441 Harmon St, Sturgis, SD 57785
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · built 1991 |
| Lot Size | 0.371 acres (16,161 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $268,000 (Jul 2015) |
| Tax Bill | $5,157 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01.04.0C |
| Primary APN | 01.04.0C |
|---|
| Bedrooms | 4 Beds |
|---|
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 16,161 sqft (0.371 acres) |
| Street Address | 441 HARMON ST |
|---|---|
| City | STURGIS |
| State | SD |
| Zip | 57785-2473 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEED SS ASSESSED EQUALIZED LOCAL COUNTY STATE EXEMPT ACRES UNITS VALUE VALUE BOARD BOARD BOARD AMOUNT |
| Legal Subdivision | HEIBULT - LINDSEY ADD |
| Legal Lot Number | CR |
| Jurisdiction | MEADE SD |
| Township / Civil Division | STURGIS |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 20402 |
Source: Meade County assessment roll, as of March 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 441 HARMON ST, STURGIS, SD 57785-2473 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PIONEER BANK |
| May 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PIONEER BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 1, 2015 · Amount on Record |
| Deed Sale | Jul 1, 2015 · Amount on Record |
| Prior Sale | Jan 25, 2011 |
| Deed Document Number | 20153817 |
| Deed Book / Page | 865 / 206 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 441 HARMON ST, STURGIS, SD 57785-2473 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000972/79 |
|---|---|
| Date | Jan 24, 2023 |
| Book Page | 972/79 |
| Instrument | 23000370 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 441 HARMON ST, STURGIS, SD 57785-2473 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00943/1377 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 943/1377 |
| Instrument | 21001567 |
| Name | PIONEER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 441 HARMON ST, STURGIS, SD 57785-2473 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000927/199 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 927/199 |
| Instrument | 20002545 |
| Name | PIONEER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Meade County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Meade County |
| Municipality | Sturgis City |
| Unified School District | Meade School District 46-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,157.00 (+9.75%) Additional exemption filed | $378,641 (+8.64%) Land $47,272 Building $331,369 | $378,641 Land $47,272 Building $331,369 |
| 2024 | $4,699.00 (-3.55%) | ||
| 2023 | $348,516 Land $47,272 Building $301,244 | ||
| 2022 | $4,872.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 60% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURGIS serves 7,020 people · EPA ID SD4600321 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 1,000 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Wisp West Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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