441 Hansen Rd, Oneonta, NY 13820 Property Records

Delaware County and Davenport Town property record for 441 Hansen Rd, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,296 sqft · built 1970
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jun 2021)
Tax Bill	$4,904 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Nov 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`122600 21.-1-40`

Property Details

APN / Parcel Number

Primary APN	`122600 21.-1-40`
Alternative APNs	`26000210000001040000` `05800087016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Overhead Door	Overhead Door

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	60,984 sqft (1.4 acres)
Lot Dimensions	300 ft deep x 170 ft wide
Garage Type	Basement
Porch	Slab
Porch Area	198 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	05800087016
Street Address	441 HANSEN RD
City	ONEONTA
State	NY
Zip	13820-6525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLOTTE R P LOT 43
Legal Block	1
Legal Lot Number	40.000
Jurisdiction	DELAWARE NY
Township / Civil Division	DAVENPORT
Census Block Group	2
Census Block	2047
Census Tract	970102

Owner

Source: Delaware County and Davenport Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	441 HANSEN RD, ONEONTA, NY 13820-6525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Line of Credit SIDNEY FEDERAL CREDIT UNION
Nov 28, 2017	Deed of Trust, Mortgage NBT BANK NA
Jun 28, 2021	Warranty Deed, Transfer
Nov 28, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2021 · Amount on Record
Deed Sale	Jun 28, 2021 · Amount on Record
Prior Sale	Nov 28, 2017 · Amount on Record
Deed Document Number	20214941
Deed Book / Page	1675 / 37
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	441 HANSEN RD, ONEONTA, NY 13820-6525
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002474/230
Date	Apr 24, 2024
Book Page	2474/230
Instrument	2714

Lender

Name	SIDNEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	441 HANSEN RD, ONEONTA, NY 13820-6525
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002111/0000000164
Date	Nov 28, 2017
Book Page	0000002111/0000000164
Instrument	000000008665

Lender

Name	NBT BANK NA

Agreement

Amount	Amount Recorded
Term	230 Months
Due	Jan 1, 2037

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE NY
Recording Date	Jun 28, 2021
Property Address	441 HANSEN RD, ONEONTA, NY 13820-6525
Document Number	0001675/37
Book / Page	1675 / 37
Instrument Date	Jun 25, 2021
Instrument	4941
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 HANSEN RD, ONEONTA, NY 13820-6525

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE NY
Recording Date	Nov 28, 2017
Property Address	441 HANSEN RD, ONEONTA, NY 13820-6525
Document Number	001541/123
Book / Page	1541 / 123
Instrument Date	Nov 10, 2017
Instrument	000000008664
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	444 HANSEN RD, ONEONTA, NY 13820-6553

Tax Assessment & Valuation

Source: Delaware County and Davenport Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Davenport Town
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,904.00 (+4.72%)
2025	$4,683.00 (+200.96%)	$98,800 (-) Land $10,816 Building $87,984	$208,000 (+14.29%) Land $22,771 Building $185,229
2023		$98,800 (-) Land $10,816 Building $87,984	$182,000 (+11.59%) Land $19,924 Building $162,076
2022		$98,800 Land $10,816 Building $87,984	$163,100 Land $17,855 Building $145,245
2021	$1,556.00 (-63.69%)
2020	$4,285.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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