Okaloosa County property record for 441 Gregory Ave, Valparaiso, FL 32580
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,198 sqft · built 1964 |
| Lot Size | 0.359 acres (15,639 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,752 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-594-0890-6 |
| Primary APN | C56-000-594-0890-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,198 sqft Living Area |
| Gross Area | 2,946 sqft |
| 1st Floor Area | 1,392 sqft |
| Upper Floors Area | 806 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 15,639 sqft (0.359 acres) |
| Lot Width | 115 ft Width |
| Garage Type | Attached |
| Garage Area | 372 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 236 sqft |
| Patio Area | 140 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 441 GREGORY AVE |
|---|---|
| City | VALPARAISO |
| State | FL |
| Zip | 32580-1109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALPARAISO PLAT #16 LOT 6 BLK 8 |
| Legal Range | 23W |
| Legal Township | 01S |
| Legal Section | 12 |
| Legal Subdivision | VALPARAISO |
| Legal Block | 8 |
| Legal Lot Number | 6 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 21200 |
441 Gregory Ave is owned and occupied by two individuals who acquired it in May 2002.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 441 GREGORY AVE, VALPARAISO, FL 32580-1109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2002 |
| Deed Sale | May 2, 2002 |
| Prior Sale | May 2, 2002 |
| Deed Document Number | 20021919451 |
| Deed Book / Page | 2356 / 2762 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 441 Gregory Ave was $1,752 with exemptions applied.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Valparaiso City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,752.00 Homeowner's exemption Veteran's exemption | $164,217 | $304,764 Land $83,133 Building $221,631 |
| 2023 | $1,571.00 (+3.42%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $154,941 (+3%) | $296,428 (+9.47%) Land $70,170 Building $226,258 |
| 2022 | $1,519.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $150,428 | $270,788 Land $58,111 Building $212,677 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 441 Gregory Ave in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 24 (1995–2013) |
| Claims Outside the SFHA | 4 of 24 |
| Most Recent Claim | Apr 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 441 Gregory Ave is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VALPARAISO serves 5,722 people · EPA ID FL1460149 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Fiber | 1,000 / 35 |
| City of Valparaiso Cable | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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