Rhea County property record for 441 Front St, Spring City, TN 37381
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 0.5 ba · 2,800 sqft · built 1928 |
| Lot Size | 0.069 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $93,000 (Feb 2017) |
| Tax Bill | $1,122 (2021) |
| Deeds & Mortgages | Feb 2017 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 072031I C 01300 |
| Primary APN | 072031I C 01300 |
|---|---|
| Alternative APN |
|
| Full Baths | 0.5 Baths |
|---|---|
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 2,800 sqft Total Area |
| 1st Floor Area | 2,296 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Roof Material | Built-Up Asphalt |
| Lot Area | 3,049 sqft (0.069 acres) |
| Lot Dimensions | 103 ft deep x 29 ft wide |
| Canopy | 1 sqft |
| Utility Building | 504 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 441 FRONT ST |
|---|---|
| City | SPRING CITY |
| State | TN |
| Zip | 37381-5197 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | DISTRICT: 2 |
| Legal Subdivision | JA THOMPSON PROP |
| Jurisdiction | RHEA TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1131 |
| Census Tract | 975000 |
441 Front St, a commercial property, is owned by two individuals who bought it in February 2017.
Source: Rhea County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 615, SPRING CITY, TN 37381-0615 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2017 · Amount on File |
| Deed Sale | Feb 13, 2017 · Amount on File |
| Deed Document Number | 0000455573 |
| Deed Book / Page | 455 / 573 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RHEA TN |
| Recording Date | Feb 13, 2017 |
| Property Address | 441 FRONT ST, SPRING CITY, TN 37381-5197 |
| Document Number | 0000000482 |
| Book / Page | 000455 / 000573 |
| Instrument Date | Feb 13, 2017 |
| Instrument | 482 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2017 |
| Title Company | TITLE INSURANCE COMPANY, TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $344.10 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 615 SPRING CITY TN 373810615, SPRING CITY, TN 37381-0615 |
Source: Rhea County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rhea County |
| Municipality | Spring City Town |
| Unified School District | Rhea County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $39,040 (+28.93%) Land $5,840 Building $33,200 | ||
| 2024 | $97,600 (+28.93%) Land $14,600 Building $83,000 | ||
| 2022 | $30,280 Land $5,040 Building $25,240 | $75,700 Land $12,600 Building $63,100 | |
| 2021 | $1,122.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 441 Front St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 7 (1990–2023) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 441 Front St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH U.D. OF RHEA COUNTY serves 3,640 people · EPA ID TN0000970 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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